Your credit score and report. For free, forever

Discover the new tools designed to bring even more clarity to your finances. We’re the UK’s #1 credit score and report app, trusted by nearly 16m users.

We're a credit broker, not a lender

Your offers are powered by over 90 industry-leading lenders

Understand your Credit Health

Credit Health means seeing the fuller picture. Learn how your credit score, credit report, and credit history impact how you look to lenders. Find out what you can do, to access the credit you deserve.

Activate your Credit Health

See what you’re borrowing, clearly

Your overview is one, judgement-free number that breaks down what you’re borrowing based on the loans and credit cards on your credit report. And with a timeline to help you see what’s changed, you’ll understand how credit healthy habits shape your story.

See your borrowing

Find out what you're eligible for

Credit cards

Loans

Car finance

WHAT OUR USERS SAY ABOUT US

I recommend ClearScore to all of my friends, it’s helped boost my score to a point where applying for credit is no longer an anxious thing to do. We go into it now with a lot of confidence. — TJ

*Pre-approval doesn’t always guarantee acceptance, and is subject to lenders’ checks of your credit status.

Image of TJ and his family. TJ tells his real story of how using ClearScore helped his finances.

Simplified, personalised offers

Whether you’re looking for a credit card, loan, car finance or more, you can search for, compare, and apply all from one place. You can even explore the offers powered by our Triple Lock Guarantee* – giving you confidence from the start.

*Pre-approval doesn’t always guarantee acceptance, and is subject to lenders’ checks of your credit status.

See your personalised offers

Discover your payoff date

Use the repayment simulator to uncover your predicted payoff date. Adjust the scales to find the balance that’s right for you, so you can work towards bringing that date even closer.

Try the repayment simulator

Know your identity is safe

Joining ClearScore gives you automatic access to Protect. We’ll look for any stolen passwords connected to your email address and keep you informed. Feel safe knowing your identity is protected against fraud.

We’re the UK’s #1 credit score and report app

Get a clear view of your finances

Our straightforward report helps you understand exactly where you are. And checking it will never harm your score.

Apply for credit with confidence

We search the market so you don’t have to. You can compare as many offers as you like – and see what your approval chances are – all without impacting your credit score.