Get Credit Healthy today
Join the people who already trust ClearScore to help them improve their financial future.
Check your credit score and report — free, forever
No impact on your credit score. Secure, easy and takes under five minutes.
ClearScore is a credit broker, not a lender
Go beyond your credit score and report
Check your credit score and report and access insights into what’s affecting your score and what you can do to improve it.
Improve your credit score
Let the experts at ClearScore coach you to better Credit Health. Discover our Improve section and enjoy videos and articles designed to help you navigate the confusing world of credit.
Trusted by over 24 million users worldwide
Join the people who already trust ClearScore to help them improve their financial future.
See how you look to lenders
Keep seeing how your income and essential spending, disposable income, debt-to-income ratio, and risk indicators impact your Credit Health.
See what you could save with personalised offers
Compare as many personalised offers as you like, and check your approval chances, without harming your credit score. Apply for credit cards, loans, car finance and more – and discover the offers powered by our Triple Lock Guarantee.
See your accounts in one place
Get a summary of your borrowing
See what you’re borrowing across credit cards, loans, and telecoms at a glance.
Monitor all of your accounts
For a more detailed look at your credit cards, loans, and telecoms, just click on the account you need, to see your last balance, credit utilisation and more.
Get an overview of your payment history
You can monitor all of your payments across all of your accounts in one place.
Protect your credit score and identity
We monitor your credit report and let you know if something isn’t quite right, giving you peace of mind. Rest easy knowing your personal and financial information is being protected. Here's how it works:
Step 1
All you need to do is verify your email address when you join, and you’ll access ClearScore Protect.
Step 2
We monitor your credit report and alert you to changes that could impact your Credit Health – like a new account opened in your name. We also scan the dark web, every month, and let you know if something isn’t quite right.
Step 3
Or, take it a step further, with Protect Plus. Unlock daily updates, enhanced monitoring, insurance and a 24-hour helpline. Try it for 1-month with a free trial and rest easy because, if something does happen, we can help you.
Frequently asked questions
Checking your credit score means you can take steps to improve it. This means you’re more likely to accepted for your next credit card or loan and get a wider range of deals. But there are two other great benefits to checking your score. You can:
Correct mistakes on your report
Sometimes credit reference agencies have wrong information about you, which can harm your credit score. Easily fix any mistakes so you’re in the best position when you apply for credit.
Make sure nobody has stolen your identity
Your report shows you if any fraudsters have opened up cards or loans in your name. If they have, you can contact your lenders and the authorities. You can also use ClearScore Protect, our dark web scan, to look after your identity online.
The higher your credit score, the more likely you are to be eligible for a credit card or loan. You could even get lower interest rates after improving it. Make the most out of ClearScore with three simple steps:
- See your credit score for free
- Find out how to improve it
- Apply for offers tailored to you
No. We will never do anything to impact your credit score.
Your credit score is a number out of 1000. It’s based on your credit report, which is a record of how you’ve managed credit in the past. We give you both of these for free, making it as easy as possible for you to start improving it.
No – checking your loan or credit card offers on ClearScore will never harm your credit score.
When you sign up to ClearScore you can see your credit score and credit report for free. We work with lenders to offer our users market-leading deals on credit products. We may receive a commission if you take out a product with a lender. This article will explain how we make money.
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