Get your free credit score and report, updated weekly
When we say free, forever, we mean it. And because keeping up-to-date is so important, we’ll show you your new report updates every single week.
Your credit score and report. For free, forever.
Join 20 million people on their journey to financial wellbeing
ClearScore is a credit broker not a lender
We’re the UK’s number 1 credit score and report app
Improve your score with personalised tips
You’ll see clear, personalised insights about your credit score and tips on how to improve it. So you can have a better chance of getting better credit offers and saving money.
Discover offers for credit cards, loans, car finance and more
And the best part? They’re personalised to you. You can even see your approval chances before you apply.
See upcoming changes daily - before they are on your report
If you’ve opened a new account, or spent money on your credit card – you'll see it on your ClearScore account before you get your next report.
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Make the most of your credit report
Keep on top of changes
You’ll be able to spot mistakes and fraud quickly and get it fixed to protect your credit score.
Get practical tips to increase your score
You’ll get personalised insights to help you improve your credit score.
Keep track of your payment history
On time, late or missed – your payment history is easy to understand.
See your accounts in one place
Get a summary of your borrowing
Short on time? See what you’re borrowing across credit cards, loans, and telecoms at a glance.
Monitor all of your accounts
For a more detailed look at your credit cards, loans, and telecoms, just click on the account you need to see your last balance, credit utilisation and more.
Get an overview of your payment history
You can monitor all of your payments across all of your accounts in one place.
Protect your credit score and identity
When you sign up you’ll automatically get access to Protect - a free identity monitoring report. We check for things like stolen passwords and let you know if we find anything.
Or you can sign up for Protect Plus for round-the-clock identity protection and fraud defence.
Join 20 million people
Join the people who already trust ClearScore to help them improve their financial future.
Frequently asked questions
Checking your credit score means you can take steps to improve it. This means you’re more likely to accepted for your next credit card or loan and get a wider range of deals. But there are two other great benefits to checking your score. You can:
Correct mistakes on your report
Sometimes credit reference agencies have wrong information about you, which can harm your credit score. Easily fix any mistakes so you’re in the best position when you apply for credit.
Make sure nobody has stolen your identity
Your report shows you if any fraudsters have opened up cards or loans in your name. If they have, you can contact your lenders and the authorities. You can also use ClearScore Protect, our dark web scan, to look after your identity online.
The higher your credit score, the more likely you are to be eligible for a credit card or loan. You could even get lower interest rates after improving it. Make the most out of ClearScore with three simple steps:
- See your credit score for free
- Find out how to improve it
- Apply for offers tailored to you
No. We will never do anything to impact your credit score.
Your credit score is a number out of 1000. It’s based on your credit report, which is a record of how you’ve managed credit in the past. We give you both of these for free, making it as easy as possible for you to start improving it.
No – checking your loan or credit card offers on ClearScore will never harm your credit score.
When you sign up to ClearScore you can see your credit score and credit report for free. We work with lenders to offer our users market-leading deals on credit products. We may receive a commission if you take out a product with a lender. This article will explain .