Understanding what makes a good and bad credit score is the first step to being accepted for credit (and at the best rates).

We explain why your credit score might not be as high as you'd like it to be, and give you 10 simple steps to help you improve it.

With hundreds of credit cards to choose from, read some top tips to help you pick the right credit card to suit your circumstances.

Should I get a credit card or a loan? What amount of money should I borrow on a credit card or a loan? We look at why you’d want to choose one over the other

How do you get the best rate on a loan? What are the things to consider when you're shopping around? Here are 6 tips to help you get the best rates on a loan.

Ever wondered about the difference between a secured loan and an unsecured loan? How do you know which loan is best for you? We explain all the pros and cons of secured and unsecur...