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At ClearScore, we show you great credit cards offers unlocked with your credit score.

We’ll also let you know how you can improve your credit score. A higher score can give you access to more credit offers and improve your chances of approval.

Compare credit cards

Find great credit cards such as reward cards and low interest cards unlocked by your credit score.

Check your credit score for free and compare cards without affecting your score.

Find credit cards without affecting your score

Unlock great offers

Your credit score is the first step in unlocking credit card offers. As your credit score improves, you can can unlock better offers that reward you with cashback or rewards points. Finding a new credit card has never been so simple.


Market-leading lenders

We work with market-leading lenders to bring you great deals on balance transfer cards, purchase cards and reward cards. We show you updated offers from top credit card providers, including BMO, Neo and Capital One.

Finding the right credit card is simple on ClearScore

1. Sign up to ClearScore

Join ClearScore for free and log in to your account.

2. See credit card offers

Check your offers to compare your personalized deals.

3. Find the right credit card for you

See cards most suitable for you, based on your credit score.

Which type of credit card works for you?


Cashback card

These cards help you get cash back when spending. Depending on the card you choose, you could receive cashback on groceries, recurring bills, gas and transit, or other categories when you use you credit card.


Reward card

A reward credit card works just like any other credit card, except that you earn points or other rewards every time you use it. Depending on which card you choose, you can use your points to pay for flights, hotel stays, petrol, or shopping.


Low interest card

Spread the cost of your spending with a low interest purchase card. These cards have low interest rates for purchases. This means you can buy items up front and spread the cost of your purchase over time. Bear in mind if you miss a payment, a higher interest rate may be applicable, so it’s important to stay on top of your payments.


Credit builder card

Building a better credit score is all about being able to demonstrate that you can handle credit and can be lent money safely. Credit builder products like guaranteed or secured credit cards may be useful to establish, repair or build your credit with responsible use - A secured card will typically require the payment of a security deposit.

Frequently asked questions

Can I apply for a credit card with a low credit score?

Yes, you can apply for a credit card if you have a low credit score, but lenders may offer you a lower credit limit or could decline your application. You could build your credit repayment history and improve your score, or apply for a credit-building product like a secured card.

How does ClearScore work?

When you sign up to ClearScore you can see your credit score and credit report for free. We work with Canada’s top credit card providers to offer our users market-leading deals on credit cards. We may receive a commission if you take out a product with a lender. Find out more here.

Can I get a credit card if I don’t have a credit score?

Some lenders are willing to accept applications without a detailed credit history. When you apply for a credit card, lenders will also check your personal financial details as well, this includes your income and expenses. A secured card may also be an option. Remember everyone has to apply for their first credit card at some point!

What happens if I miss a repayment on my credit card?

Missing a repayment on your credit card can lower your credit score. You’ll likely be charged a missed payment fee and any promotional offer on your card, such as 0% interest, may be cancelled, moving you onto a higher interest rate.

Does checking credit card offers harm my credit score?

Checking your credit card offers on ClearScore will never affect your credit score. You can compare your credit card deals in your Offers panel as often as you like without affecting your score.

Which providers does ClearScore work with?

We bring you market-leading offers from a variety of providers, including BMO, Neo and Capital One.