How to improve your credit score (and how long it takes)

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Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.

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What happens if I miss a credit card payment?

Missed a credit card payment in Canada? Learn about interest, possible rate changes, credit report effects and the steps you can take to get back on track.

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Can I get a credit card with bad credit in Canada?

Wondering if you can get a credit card with bad credit in Canada? Learn about secured and unsecured options, costs to compare, and how to rebuild credit.

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Can you get a default removed from your credit report in Canada?

Learn when a default or collection can be removed from your Canadian credit report, how to dispute errors with Equifax and TransUnion, and how to rebuild credit.

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Does a credit inquiry affect your credit score?

Checking your own credit report and score doesn't lower it. Learn how hard and soft credit inquiries work in Canada, how long they last, and what you can control.

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Article

How much does a default affect your credit score?

Learn what defaulting on a loan means in Canada, how a default and collections may affect your credit report and score, and practical steps to rebuild.

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How often are my credit score and report updated?

Learn how often your credit score and report update in Canada, why timing varies between Equifax and TransUnion, and what to check if a payment has not appeared yet.

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Article

What is a credit score?

Learn what a credit score is in Canada, how it is calculated, what affects it, and how to check and build your credit report and score over time.

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Article

What is a good credit score in Canada? Credit score ranges explained

Learn what counts as a good or bad credit score in Canada, how the 300 to 900 range works, and practical steps you can take to build stronger credit habits.

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Article

How to get a loan with a low credit score

Learn how to get a loan with bad credit in Canada, compare costs and lenders, and understand your options, risks and safer alternatives.

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Article

What is a credit report

A credit report shows your personal financial history and works as a kind of report card credit lenders view when deciding to do business with you.

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Article

Understanding Equifax Credit Scores and Reports in Canada

Learn about Equifax credit scores, report access, and how ClearScore provides free credit monitoring for Canadians. Understand ranges, improvements, and more. Slug: equifax-credit-scores-report-canada

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7 reasons why your credit score has gone down

Find out why your credit score may have dropped in Canada. From missed payments to hard inquiries, discover what affects your score and how to recover. Slug: /ca/learn/credit-score-and-report/7-reasons-why-your-credit-score-has-gone-down

Read article

How to improve your credit score (and how long it takes)

Read article

Latest articles

Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.

Article

What happens if I miss a credit card payment?

Missed a credit card payment in Canada? Learn about interest, possible rate changes, credit report effects and the steps you can take to get back on track.

Read article

Article

Can I get a credit card with bad credit in Canada?

Wondering if you can get a credit card with bad credit in Canada? Learn about secured and unsecured options, costs to compare, and how to rebuild credit.

Read article

Article

Can you get a default removed from your credit report in Canada?

Learn when a default or collection can be removed from your Canadian credit report, how to dispute errors with Equifax and TransUnion, and how to rebuild credit.

Read article

Article

Does a credit inquiry affect your credit score?

Checking your own credit report and score doesn't lower it. Learn how hard and soft credit inquiries work in Canada, how long they last, and what you can control.

Read article

Article

How much does a default affect your credit score?

Learn what defaulting on a loan means in Canada, how a default and collections may affect your credit report and score, and practical steps to rebuild.

Read article

Article

How often are my credit score and report updated?

Learn how often your credit score and report update in Canada, why timing varies between Equifax and TransUnion, and what to check if a payment has not appeared yet.

Read article

Article

What is a credit score?

Learn what a credit score is in Canada, how it is calculated, what affects it, and how to check and build your credit report and score over time.

Read article

Article

What is a good credit score in Canada? Credit score ranges explained

Learn what counts as a good or bad credit score in Canada, how the 300 to 900 range works, and practical steps you can take to build stronger credit habits.

Read article

Article

How to get a loan with a low credit score

Learn how to get a loan with bad credit in Canada, compare costs and lenders, and understand your options, risks and safer alternatives.

Read article

Article

What is a credit report

A credit report shows your personal financial history and works as a kind of report card credit lenders view when deciding to do business with you.

Read article

Article

Understanding Equifax Credit Scores and Reports in Canada

Learn about Equifax credit scores, report access, and how ClearScore provides free credit monitoring for Canadians. Understand ranges, improvements, and more. Slug: equifax-credit-scores-report-canada

Read article

Article

7 reasons why your credit score has gone down

Find out why your credit score may have dropped in Canada. From missed payments to hard inquiries, discover what affects your score and how to recover. Slug: /ca/learn/credit-score-and-report/7-reasons-why-your-credit-score-has-gone-down

Read article