Your credit score and report. For free, forever.

Get an overview of your finances, tips to improve your score, and compare offers. All in one place.

Download the app

Available on iOS and Android

Simplify life's big decisions

Your credit history can unlock a lot of doors. From accessing credit to getting a home, know where you stand with your score and report. Sign up to ClearScore and get a complete overview of your borrowing history. And the best part? It’s free, forever.

Get your credit score

Find out more about your score and report

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Boost your approval chances

Get tips and insights to improve your credit score. A better score can mean better offers – like a lower interest rate on a loan or a higher limit on a credit card.

Find the right finance for you

Discover personal loans, credit cards and car finance offers from some of NZ’s most trusted lenders. Compare your options before you apply without harming your credit score.

See your offers

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Know your identity is safe

Signing up to gives you free access to ClearScore Protect. We’ll look for any stolen passwords connected to your email address and keep you informed. So you can feel safe knowing your identity is protected against fraud.

Join over 200,000 Kiwis checking their credit score and report with ClearScore

Get a clear view of your finances

Our straightforward report helps you understand exactly where you are. And checking it will never harm your score.

Achieve your goals

Get updates about what's changed on your report and insights about what's affecting your credit score so you know how to improve it.

Compare products before applying

We search the market so you don’t have to. Check offers on ClearScore and find the finance to suit your needs – all without impacting your credit score.