Your credit score and report. For free, forever.

Join 20 million people on their journey to financial wellbeing

Over 200,000 Kiwis monitor their credit score and report with ClearScore

Get your free credit score and report, updated monthly

When we say free, we mean it. No trials, we give you your credit score and report for free, forever.

Improve your score with tips and insights

You'll see clear insights about your credit score and how to improve it. A better score can increase your chance of accessing better credit offers and saving money.

Discover offers for credit cards, loans, car finance and more

And the best part? You can compare offers before you apply, without impacting your credit score.

See changes to your credit report

If you've applied for credit, or opened a new account - you'll see the updates on your ClearScore report.

Make the most of your credit report

Keep on top of changes

You’ll be able to spot mistakes and fraud quickly and get it fixed to protect your credit score.

Get practical tips to increase your score

You’ll get tips and insights to help you improve your credit score.

Keep track of your payment history

On time or missed – your payment history is easy to understand.

See your accounts in one place

Get a summary of your borrowing

Short on time? See what you’re borrowing across credit cards, loans and utilities at a glance.

Get an overview of your payment history

You can monitor all of your payments across all of your accounts in one place.

Protect your credit score and identity

Signing up gives you free access to ClearScore Protect. We’ll look for any stolen passwords connected to your email address and keep you informed. So you can feel safe knowing your identity is protected against fraud.

Join over 200,000 Kiwis

Join the people who already trust ClearScore to help them improve their financial future.

Frequently asked questions