Feel confident you’ll be accepted
We provide lenders reliable data up front so they can offer you tailored loan, credit card, or mortgage options suited to your financial situation.
Triple Lock
You could be pre-approved for credit cards and loans
Pre-approved offers
Guaranteed interest rates
Guaranteed limit and loan amount
Know where you stand with Triple Lock
Be pre-approved
Ever wish you could see what credit card or loan offer you’d get from a bank before applying? With ClearScore Triple Lock, you can now see and compare loan offers before you apply.
Your interest rate is guaranteed
The interest rate you see is the interest rate you’ll get.
The amount you can borrow is guaranteed
You’ll know how much you can borrow before you apply.
See your Triple Lock offers — tell us what you need, and we’ll show personalized credit card and loan offers.
What our Triple Lock Guarantee means for you
Get the peace of mind that what you see is what you get.
Know you’ll get the money you need
We provide locked-in offers from various lenders, showing you the exact interest rates, credit limits, and loan amounts for each. This lets you confidently compare your actual options before you apply.
Get offers based on you – not us
The offers you’ll see are based on your credit score and history. And we order them based on what might be right for you.
The application process
Whether you’re looking for a loan or a credit card, the application process is easy on ClearScore.
1
Go to your offers
We’ll ask you for some information to understand what you’re looking for and show you the credit cards and loans you’re likely to be eligible for.
2
Look for the Triple Lock Guarantee
If you see 3 green ticks, your offer is Triple Lock guaranteed.
3
Tap ‘apply now’
You might have to give the lender some more information and then they’ll carry out a hard search against your credit history. Remember – your approval depends on you passing the lender’s checks and your information on ClearScore being correct.
Compare loans and credit cards today
Sign up now – it’s free, forever
Frequently asked questions
With Triple Lock, what you see is what you get. Using your credit report we’ll find offers that are right for you. We'll lock in the credit limit, or loan amount, and interest rate before you apply, which means it won't change once you’ve been accepted. You’ll even be pre-approved – so long as the information you give us is correct and you pass the lender’s own checks. Check your details are up to date and that you’ve answered the pre-offer questions correctly.
No – checking your score, report, or offers never impacts your credit score.
If you’re new to credit or working on improving your credit score, you might not see Triple Lock offers yet. Keep an eye on your report and seeing what’s impacting your credit score.
When you sign up with us, you can see your credit report and score for free, forever. We also show you deals from the UK’s top credit card and loan providers. When you take out an offer we get paid by the lender.