5 ways to increase your chances of credit approval

There are several things you can do to increase your chances of being approved for credit. Follow our top tips for boosting your eligibility so you can start applying with confidence.

If a lender sees that you've made a lot of credit applications in a short space of time, they are likely to reject your application. Too many applications can make it look like you rely on credit to get by and that you might struggle to pay them back.

This includes your personal details and all of your financial accounts. It’s important that your salary, employment status and mobile number are accurate, so that we can match you with offers that are right for you.

Make sure you regularly monitor your credit report and check that all your information is up to date, including your payment history, credit accounts, debt review or judgments. If there’s any incorrect or missing information on your report, contact the lender and ask them to send the updated information to the credit bureaus (Experian, Transunion, Compuscan and XDS). Please note that it will take 5-10 business days for Experian to update their records. These changes will then be reflected in your credit report next month.

These are our suggestions for you based on your credit score and financial situation. Although you’re not guaranteed to be accepted for these deals, they’re personalised to your unique situation, which could give you a better chance of acceptance.

You can see your chances of approval for a number of ClearScore offers before you apply. The higher your eligibility score, the more likely you are to be accepted for a product.