There are several things you can do to increase your chances of being approved for credit. Follow our top tips for boosting your eligibility so you can start applying with confidence.

1. Only apply for one product at a time.

If a lender sees that you've made a lot of credit applications in a short space of time, they are likely to reject your application. Too many applications can make it look like you rely on credit to get by and that you might struggle to pay them back.

2. Check that your credit report is up to date.

This includes your personal details and all of your financial accounts. It’s important that your salary, employment status and mobile number are accurate, so that we can match you with offers that are right for you.

See your credit score and report for free on ClearScore.

3. Look through your credit report.

Make sure you regularly monitor your credit report and check that all your information is up to date, including your payment history, credit accounts, debt review or judgments. If there’s any incorrect or missing information on your report, contact the lender and ask them to send the updated information to the credit bureaus (Experian, Transunion, Compuscan and XDS). Please note that it will take 5-10 business days for Experian to update their records. These changes will then be reflected in your credit report next month.

At ClearScore, we offer free alerts when something changes to your credit report. Get started here.

4. Take a look at our financial product recommendations.

These are our suggestions for you based on your credit score and financial situation. Although you’re not guaranteed to be accepted for these deals, they’re personalised to your unique situation, which could give you a better chance of acceptance.

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5. Check your eligibility.

You can see your chances of approval for a number of ClearScore offers before you apply. The higher your eligibility score, the more likely you are to be accepted for a product.