Apply for a loan with ClearScore Confidence

You're 47% more likely to find a loan you will be funded for with ClearScore

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Apply with ClearScore Confidence

See loan offers that you actually qualify for, based on your credit score and report

Find loans from over 30 leading lenders in Australia

Check your loan offers without affecting your credit score

We work with over 30 industry-leading lenders

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Aussies are applying for the wrong loans.

Only 1 in 2 Aussies are being funded for loans. Why? They are looking at generic lists of loans and not finding the right offers for their unique situation.

ClearScore uses your credit score and report data and asks you a few questions to show you personalised offers that you are eligible for.

This means we show you loans you are likely to be funded for. Our technology helps you find the right loan, so you're 47% more likely to be funded for a loan when you apply through ClearScore.

Save time and avoid unsuccessful applications with ClearScore Confidence.

Apply with Now Finance with ClearScore Confidence

How to find your loan offers

Sign up in a few easy steps

It only takes 3 minutes and you’ll get your credit score and report for free, forever.

Get your offers

You'll only see relevant offers based on your score and report. And we order them based on how likely you are to be accepted – not what makes us the most money.

Apply on ClearScore

We'll show you your approval chances so you can confidently apply.

What our lenders offer

Loan amounts between $500 and $100,000

Loan terms from 1 to 5 years.

What could you do with your loan offers?

Acquire your dream car

Get on the road faster with your next car purchase with a car loan.

Taking control of your finances and streamlining your debts

You could use a lump sum to pay off your credit card or other debts and make one monthly repayment at a lower interest rate.

Create unforgettable moments for your civil partnerships and weddings

Celebrate your big day knowing you can pay it off in monthly instalments.

Transform your living space with home enhancements and repairs

From emergencies to quick fixes, you could get access to the money you need with a loan.

Embark on your dream getaway

Dreaming of a once-in-a-lifetime trip? You could spread the cost of your next adventure.

Enhance your financial standing by improving your credit score

As long as you make the repayments on time and in full, you can build your credit score. And that can mean better offers for things like car finance, loans, credit cards, and more.

What to consider before applying

Borrow what you can afford

Don't borrow more than you need, as this can increase the total cost of your loan and make it harder to repay.

Plan your repayments

Feel confident about your loan repayments by planning your budget in advance.

Check the interest rates and charges

Read the small print. Make sure you understand what you’re paying for by checking the interest rates and any additional charges.

Compare your offers first

Get a better idea of what you could be eligible for by comparing your offers first.

Frequently asked questions

Download the ClearScore app today

We're Australia's number 1 credit score and report app

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Available on iOS and Android

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