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When we say free, we mean it. No trials, we give you your credit score and report for free, forever.
Your credit score and report. For free, forever.
Join 20 million people on their journey to financial wellbeing
We’re Australia's number 1 credit score and report app
Improve your score with tips and insights
You'll see clear insights about your credit score and how to improve it. A better score can increase your chance of accessing better credit offers and saving money.
Discover offers for credit cards, loans, car finance and more
And the best part? You can compare offers before you apply, without impacting your credit score.
See upcoming changes daily - before they are on your report
If you’ve opened a new account, or spent money on your credit card – you'll see it on your ClearScore account before you get your next report.
Based on data.ai estimated mobile usage data in 2023. Verify at clearscore.com/claims
Make the most of your credit report
Keep on top of changes
You’ll be able to spot mistakes and fraud quickly and get it fixed to protect your credit score.
Get practical tips to increase your score
You’ll get tips and insights to help you improve your credit score.
Keep track of your payment history
On time or missed – your payment history is easy to understand.
See your accounts in one place
Get a summary of your borrowing
Short on time? See what you’re borrowing across credit cards, loans and utilities at a glance.
Get an overview of your payment history
You can monitor all of your payments across all of your accounts in one place.
Protect your credit score and identity
Signing up gives you free access to ClearScore Protect. We’ll look for any stolen passwords connected to your email address and keep you informed. So you can feel safe knowing your identity is protected against fraud.
Join 20 million people
Join the people who already trust ClearScore to help them improve their financial future.
Frequently asked questions
Checking your credit score means you can take steps to improve it. This means you’re more likely to be accepted for your next credit card or loan and get better deals. But there are two other great benefits to checking your score. You can:
Correct mistakes on your report
Sometimes credit bureaus have wrong information about you, which can harm your credit score. Easily fix any mistakes so you’re in the best position when you apply for credit.
Make sure nobody has stolen your identity
Your report shows you if any fraudsters have opened up cards or loans in your name. If they have, you can contact your lenders and the authorities. You can also use ClearScore Protect, our dark web scan, to look after your identity online.
The higher your credit score, the more likely you are to be eligible for a credit card or loan. You could even get lower interest rates after improving it. Make the most out of ClearScore with three simple steps:
- See your credit score for free
- Find out how to improve it
- Compare credit offers that you may qualify for
No. We will never do anything to impact your credit score.
Your credit score is a number out of 1000. It’s based on your credit report, which is a record of how you’ve managed credit in the past. We give you both of these for free, making it as easy as possible for you to start improving it.
No – checking loan or credit card offers on ClearScore will never harm your credit score.
When you sign up to ClearScore you can see your credit score and report for free. We show you credit offers across credit cards and loans that you may be able to apply for. We receive a commission if you take out a product with one of our lender partners. This article will explain how we make money.