How to improve your credit score

Featured

Introducing: A new credit score system

We've recently upgraded our scoring system. This article outlines what this change means and looks at how it could impact your credit profile. We'll also look at some of the questions users are asking. But before we get started, find out how we determine y

Read article

What is a good/bad credit score?

Understanding what makes a good and bad credit score is the first step to being accepted for credit (and at the best rates).

Read article

Can you get a personal loan with a low credit score?

In this article, we find out how a bad credit score can impact your chances of being approved for a personal loan, and we consider the steps you can take to improve yours.

Read article

How to get a loan with a low credit score

What happens if you need a loan but you have a low credit score? What are your options?

Read article

Credit Score & Report

View all Credit Score Articles

Get to grips with what your credit score and report are, where they come from and why they're so important.

What is a credit score?

We explain what a credit score is and why it matters

Read article

What is a credit report?

Our guide to understanding what a credit report is and what you need to know about it.

Read article

Factors that affect your credit score

Want to take control of your credit score? Here’s everything you need to know about the factors that count

Read article

Take charge of your credit report with our 5 minute monthly checklist

If you only have a few minutes a month to check your credit report, we’ve got a quick cheat sheet on the key things to keep an eye on.

Read article

Credit Cards

View all Credit Card articles

With hundreds of credit cards to choose from, our handy guides can help you narrow down your search.

How to choose your first credit card

Know you want a credit card but unsure about which one to pick? Read ClearScore's guide to choosing your first credit card.

Read article

Why pay with your credit card?

We look at the top reasons why you might benefit from paying with a credit card.

Read article

What to do if you’re turned down for a credit card

The top five reasons why you might have been turned down for a credit card, and some pointers to stop it happening the next time.

Read article

What is a credit card?

An easy to understand guide to credit cards: what you can use them for and the pros and cons of flashing the plastic.

Read article

Loans

View all Loan articles

From the different types of loan to making sure you get the best deal, it’s all explained here.

What is a personal loan?

We’ll explain everything you need to know about personal loans and how to get the best loan rate for you.

Read article

A guide to debt consolidation loans

We dive into what debt consolidation loans are and how they can help.

Read article

A beginner’s guide to the different types of loans

There are several types of loans on the market. We’ve put together a quick breakdown to help you understand the difference.

Read article

Why your loan risks rejection

Here are a few reasons why your loan application could be heading for the reject pile and how to avoid it.

Read article

Latest articles

Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.

I’m not under debt review anymore, why is it still showing on my report?

What to do if your debt review is still showing on your credit report?

Read article

How to use your credit card wisely

Get the most out of your credit cards while still maintaining fiscal responsibility. Learn our simple strategies on how to use your credit card wisely.

Read article

6 things you need to know before applying for your first home loan

We look at some of the most important things to keep in mind if you’re thinking of buying your first home.

Read article

What is an enquiry?

We have a look at what it means to have an “enquiry” on your credit report, and we consider the distinction between when a lender views your credit profile and when you do.

Read article

Introducing: A new credit score system

We've recently upgraded our scoring system. This article outlines what this change means and looks at how it could impact your credit profile. We'll also look at some of the questions users are asking. But before we get started, find out how we determine y

Read article

Your credit score matters – even if you’re not looking for credit

Your credit score has value beyond helping you get approved for a loan or credit card. Employers, landlords, and insurance companies also check your credit report to see how you handle your responsibilities.

Read article

How to apply for a credit card

Find out how to apply for a credit card, and what to consider when you do.

Read article

Does a credit enquiry affect your credit score?

Credit checks are at the heart of applying for credit. Make sure you understand them.

Read article

How to increase your credit card limit

Are you looking to cover an expense or have some extra room in your monthly budget? Find out how increasing the limit on your credit card may be a great way to help you achieve your goals.

Read article

Does getting a loan affect your credit score?

Taking out a loan – or any type of credit – will affect your credit score. Understanding the risks will help you make an informed decision.

Read article

The difference between credit cards and debit cards

Find out the differences between debit cards and credit cards, plus the benefits and drawbacks of using them.

Read article

4 Loans you can get through ClearScore

A loan can give you access to money when you really need it. We have a look at the four kinds of loans you will find on ClearScore.

Read article

How to improve your credit score

Featured

Introducing: A new credit score system

We've recently upgraded our scoring system. This article outlines what this change means and looks at how it could impact your credit profile. We'll also look at some of the questions users are asking. But before we get started, find out how we determine y

Read article

What is a good/bad credit score?

Understanding what makes a good and bad credit score is the first step to being accepted for credit (and at the best rates).

Read article

Can you get a personal loan with a low credit score?

In this article, we find out how a bad credit score can impact your chances of being approved for a personal loan, and we consider the steps you can take to improve yours.

Read article

How to get a loan with a low credit score

What happens if you need a loan but you have a low credit score? What are your options?

Read article

Credit Score & Report

View all Credit Score Articles

Get to grips with what your credit score and report are, where they come from and why they're so important.

What is a credit score?

We explain what a credit score is and why it matters

Read article

What is a credit report?

Our guide to understanding what a credit report is and what you need to know about it.

Read article

Factors that affect your credit score

Want to take control of your credit score? Here’s everything you need to know about the factors that count

Read article

Take charge of your credit report with our 5 minute monthly checklist

If you only have a few minutes a month to check your credit report, we’ve got a quick cheat sheet on the key things to keep an eye on.

Read article

Credit Cards

View all Credit Card articles

With hundreds of credit cards to choose from, our handy guides can help you narrow down your search.

How to choose your first credit card

Know you want a credit card but unsure about which one to pick? Read ClearScore's guide to choosing your first credit card.

Read article

Why pay with your credit card?

We look at the top reasons why you might benefit from paying with a credit card.

Read article

What to do if you’re turned down for a credit card

The top five reasons why you might have been turned down for a credit card, and some pointers to stop it happening the next time.

Read article

What is a credit card?

An easy to understand guide to credit cards: what you can use them for and the pros and cons of flashing the plastic.

Read article

Loans

View all Loan articles

From the different types of loan to making sure you get the best deal, it’s all explained here.

What is a personal loan?

We’ll explain everything you need to know about personal loans and how to get the best loan rate for you.

Read article

A guide to debt consolidation loans

We dive into what debt consolidation loans are and how they can help.

Read article

A beginner’s guide to the different types of loans

There are several types of loans on the market. We’ve put together a quick breakdown to help you understand the difference.

Read article

Why your loan risks rejection

Here are a few reasons why your loan application could be heading for the reject pile and how to avoid it.

Read article

Latest articles

Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.

I’m not under debt review anymore, why is it still showing on my report?

What to do if your debt review is still showing on your credit report?

Read article

How to use your credit card wisely

Get the most out of your credit cards while still maintaining fiscal responsibility. Learn our simple strategies on how to use your credit card wisely.

Read article

6 things you need to know before applying for your first home loan

We look at some of the most important things to keep in mind if you’re thinking of buying your first home.

Read article

What is an enquiry?

We have a look at what it means to have an “enquiry” on your credit report, and we consider the distinction between when a lender views your credit profile and when you do.

Read article

Introducing: A new credit score system

We've recently upgraded our scoring system. This article outlines what this change means and looks at how it could impact your credit profile. We'll also look at some of the questions users are asking. But before we get started, find out how we determine y

Read article

Your credit score matters – even if you’re not looking for credit

Your credit score has value beyond helping you get approved for a loan or credit card. Employers, landlords, and insurance companies also check your credit report to see how you handle your responsibilities.

Read article

How to apply for a credit card

Find out how to apply for a credit card, and what to consider when you do.

Read article

Does a credit enquiry affect your credit score?

Credit checks are at the heart of applying for credit. Make sure you understand them.

Read article

How to increase your credit card limit

Are you looking to cover an expense or have some extra room in your monthly budget? Find out how increasing the limit on your credit card may be a great way to help you achieve your goals.

Read article

Does getting a loan affect your credit score?

Taking out a loan – or any type of credit – will affect your credit score. Understanding the risks will help you make an informed decision.

Read article

The difference between credit cards and debit cards

Find out the differences between debit cards and credit cards, plus the benefits and drawbacks of using them.

Read article

4 Loans you can get through ClearScore

A loan can give you access to money when you really need it. We have a look at the four kinds of loans you will find on ClearScore.

Read article