Defaults, Judgments, Sequestration and Administration - Here's what to do if these appear on your credit report

It’s common to come across a lot of jargon on your credit report. Defaults, arrears, payment terms, judgments, obligations etc. How are you supposed to know whether the information is good or bad?

Blacklisted? There’s no such thing!

The term "blacklisting" or "blacklist" is still commonly used in South Africa, but the concept of “Blacklisting” no longer exists. We break down where it came from and why someone may think they are blacklisted

How to build your credit score from scratch

If you don’t have a lot of experience with credit, then your credit score will reflect this. We find out why you should improve your score, and we look at steps you can take to grow it.

Judgments (legal action)

A court judgment is when a provider takes legal action on an account. If there are a few months of missed payments, the provider can take legal action demanding payments.

What if someone has opened fraudulent accounts using my name?

If you believe you've been a victim of identity fraud, you’ll need to act quickly. Here's some things you can do.

How long does it take to fix a poor credit score in South Africa?

What credit score do you need to buy a car?

Find out what credit score you need to buy a car, and some key considerations before you make your decision.

A guide to the credit bureaus in South Africa

We explain what you need to know about South Africa’s four main credit bureaus

ClearScore shows you your Experian credit score and report

What’s the difference between ClearScore and Experian?

Does a credit enquiry affect your credit score?

Credit checks are at the heart of applying for credit. Make sure you understand them.

Factors that affect your credit score

Want to take control of your credit score? Here’s everything you need to know about the factors that count

I’m not under debt review anymore, why is it still showing on my report?

What to do if your debt review is still showing on your credit report?