Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
Why your new credit score may be lower or negative
ClearScore recently adopted a new credit scoring system, which may have left you with a lower credit score. We explain why this may have happened and what it means for you going forward. | ZA
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Introducing: A new credit score system
We've recently upgraded our scoring system. This article outlines what this change means and looks at how it could impact your credit profile. We'll also look at some of the questions users are asking. But before we get started, find out how we determine y
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Credit report vs credit score: what’s the difference?
We explain the differences between your credit score and credit report, and how they work together to create a picture of your financial health. | ZA
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The reasons why you might not have a credit score
If you don’t have a credit score, it’s usually because of one of two reasons. We take a look at what they are and why they matter. | ZA
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Your credit score matters – even if you’re not looking for credit
Your credit score has value beyond helping you get approved for a loan or credit card. Employers, landlords, and insurance companies also check your credit report to see how you handle your responsibilities. | ZA
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Why your credit score hasn’t changed
Don't worry, you're not the only one wondering why your credit score hasn't changed. Check out these six reasons and start taking action today! | ZA
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6 reasons why your credit score has gone down
Have you experienced a drop in your credit score? We explore six of the most common reasons why this happens. | ZA
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Understanding credit checks
Our guide to everything you need to know about credit searches. | ZA
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This is what you will find on your credit report
Your credit score is calculated based on your credit behaviour, and the different aspects this is detailed on your credit report. We have a closer look at these factors. | ZA
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How to build your credit score from scratch
If you don’t have a lot of experience with credit, then your credit score will reflect this. We find out why you should improve your score, and we look at steps you can take to grow it. | ZA
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What happens when you apply for credit?
There are various parties who will access your credit report, such as lenders and employers. We find out how these different enquiries impact your credit score. | ZA
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How the National Credit Act benefits you
We find out what your rights are under the National Credit Act, and we look at how else it assists credit-ready consumers. | ZA
Read article
Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
Why your new credit score may be lower or negative
ClearScore recently adopted a new credit scoring system, which may have left you with a lower credit score. We explain why this may have happened and what it means for you going forward. | ZA
Read article
Introducing: A new credit score system
We've recently upgraded our scoring system. This article outlines what this change means and looks at how it could impact your credit profile. We'll also look at some of the questions users are asking. But before we get started, find out how we determine y
Read article
Credit report vs credit score: what’s the difference?
We explain the differences between your credit score and credit report, and how they work together to create a picture of your financial health. | ZA
Read article
The reasons why you might not have a credit score
If you don’t have a credit score, it’s usually because of one of two reasons. We take a look at what they are and why they matter. | ZA
Read article
Your credit score matters – even if you’re not looking for credit
Your credit score has value beyond helping you get approved for a loan or credit card. Employers, landlords, and insurance companies also check your credit report to see how you handle your responsibilities. | ZA
Read article
Why your credit score hasn’t changed
Don't worry, you're not the only one wondering why your credit score hasn't changed. Check out these six reasons and start taking action today! | ZA
Read article
6 reasons why your credit score has gone down
Have you experienced a drop in your credit score? We explore six of the most common reasons why this happens. | ZA
Read article
Understanding credit checks
Our guide to everything you need to know about credit searches. | ZA
Read article
This is what you will find on your credit report
Your credit score is calculated based on your credit behaviour, and the different aspects this is detailed on your credit report. We have a closer look at these factors. | ZA
Read article
How to build your credit score from scratch
If you don’t have a lot of experience with credit, then your credit score will reflect this. We find out why you should improve your score, and we look at steps you can take to grow it. | ZA
Read article
What happens when you apply for credit?
There are various parties who will access your credit report, such as lenders and employers. We find out how these different enquiries impact your credit score. | ZA
Read article
How the National Credit Act benefits you
We find out what your rights are under the National Credit Act, and we look at how else it assists credit-ready consumers. | ZA
Read article