Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
The reasons why you might not have a credit score
If you don’t have a credit score, it’s usually because of one of two reasons. We take a look at what they are and why they matter.
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This is what you will find on your credit report
Your credit score is calculated based on your credit behaviour, and the different aspects this is detailed on your credit report. We have a closer look at these factors.
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How to build your credit score from scratch
If you don’t have a lot of experience with credit, then your credit score will reflect this. We find out why you should improve your score, and we look at steps you can take to grow it.
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What happens when you apply for credit?
There are various parties who will access your credit report, such as lenders and employers. We find out how these different enquiries impact your credit score.
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How the National Credit Act benefits you
We find out what your rights are under the National Credit Act, and we look at how else it assists credit-ready consumers.
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Your credit score changed – now what?
Every month you will receive a new credit report, which will indicate whether your score has gone up, down, or remained the same. We have a look at what you should do in each situation.
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Why did your score drop after taking out credit?
Find out how an enquiry on your credit report impacts your score, and how applying for credit can cause your score to dip.
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How COVID-19 has affected credit scores
Find out how the coronavirus has affected South African's credit scores and get tips on how to improve it.
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How is your credit score weighted?
Understand which factors influence your credit score – and to what degree – so you can grow it steadily. Read our article to find out the math of your credit score and how it's weighted.
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The impact of COVID-19 on your credit score
Worried about your credit score taking a hit due to COVID-19? We discuss ways to minimise the impact of COVID-19 on your score.
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Who is ClearScore?
We tell you a little more about who are and what ClearScore is about.
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Take charge of your credit report with our 5 minute monthly checklist
If you only have a few minutes a month to check your credit report, we’ve got a quick cheat sheet on the key things to keep an eye on.
Read article
Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
The reasons why you might not have a credit score
If you don’t have a credit score, it’s usually because of one of two reasons. We take a look at what they are and why they matter.
Read article
This is what you will find on your credit report
Your credit score is calculated based on your credit behaviour, and the different aspects this is detailed on your credit report. We have a closer look at these factors.
Read article
How to build your credit score from scratch
If you don’t have a lot of experience with credit, then your credit score will reflect this. We find out why you should improve your score, and we look at steps you can take to grow it.
Read article
What happens when you apply for credit?
There are various parties who will access your credit report, such as lenders and employers. We find out how these different enquiries impact your credit score.
Read article
How the National Credit Act benefits you
We find out what your rights are under the National Credit Act, and we look at how else it assists credit-ready consumers.
Read article
Your credit score changed – now what?
Every month you will receive a new credit report, which will indicate whether your score has gone up, down, or remained the same. We have a look at what you should do in each situation.
Read article
Why did your score drop after taking out credit?
Find out how an enquiry on your credit report impacts your score, and how applying for credit can cause your score to dip.
Read article
How COVID-19 has affected credit scores
Find out how the coronavirus has affected South African's credit scores and get tips on how to improve it.
Read article
How is your credit score weighted?
Understand which factors influence your credit score – and to what degree – so you can grow it steadily. Read our article to find out the math of your credit score and how it's weighted.
Read article
The impact of COVID-19 on your credit score
Worried about your credit score taking a hit due to COVID-19? We discuss ways to minimise the impact of COVID-19 on your score.
Read article
Who is ClearScore?
We tell you a little more about who are and what ClearScore is about.
Read article
Take charge of your credit report with our 5 minute monthly checklist
If you only have a few minutes a month to check your credit report, we’ve got a quick cheat sheet on the key things to keep an eye on.
Read article