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About us

ClearScore is one of the leading FinTech businesses in the UK. Based in London, we're rapidly growing, aiming to change the way people manage their finances - starting with their credit score and report.

Our vision

ClearScore's vision is to help everyone, no matter what their circumstances, achieve greater financial wellbeing. We've started this journey by giving everybody access to their credit score and report for free, forever.

By combining a brand which people trust, a product which is beautiful to use, amazing technology and deep analytics, we deliver a unique experience that helps people take control of their financial future.

ClearScore's leadership



Co-founder and CEO

Justin spent a long time thinking about data, privacy and finances. It all comes together in ClearScore. Justin is a bit bossy.




Klaus is a deep technology expert, self-confessed startup junkie and in-house property expert. He’ll defend his position in our squash league to the death. He’s the heart of our engineering.



Chief People Officer

Anna connects ClearScore with millions of users, fulfilling our mission of helping everyone get clear on their money.  When she’s not busy talking to customers she’s on yet another mini-break or doing headstands.




Guy has many achievements including three children, one wife and one dog. Oh, and he’s walked to the North Pole.




Andy works closely with our commercial partners to ensure they maximise the value of the ClearScore platform. He’s slightly obsessed with Liverpool FC, cricket and ‘hitting the plan’.



Head of Design and Research

Frank manages our design team, making sure they craft delightful user experiences so that ClearScore is always a pleasure to use. When he’s not sharing design inspo, he likes to build boats.




Michael likes numbers and carbohydrates. He is trying to work out the best financial options for all ClearScore users. He needs to get out more.

Explore our story

  • 15th July 2015

    ClearScore launches!

  • July 2015

    ClearScore introduces personalised credit card offers

  • September 2015

    ClearScore introduces personalised loan offers

  • November 2015

    ClearScore wins Innovator of the Year at the Growing Business Awards

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  • December 2015

    ClearScore launches iOS and Android apps

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  • 29th January 2016

    ClearScore moves to the Bell Building near Lambeth Palace and reaches one million registered users!

  • February 2016

    ClearScore wins Innovative Product of the Year at The Techies

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  • March 2016

    ClearScore wins two awards at the Fintech Innovation Awards

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  • 4th May 2016

    Moose hits the little screens in our new TV ads

  • 13th May 2016

    ClearScore launches its Apple Watch app

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  • 22nd May 2016

    ClearScore recognised in the 100 Disruptive Brands list by Marketing Week

  • May 2016

    ClearScore launches Timeline

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  • 23rd June 2016

    ClearScore reaches two million users

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  • 15th July 2016

    ClearScore turns one!

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  • November 2016

    ClearScore introduces car finance offers

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  • 7th February 2017

    ClearScore moves into its new grown-up office in Durham Road!

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  • 10th February 2017

    ClearScore launches Learn, providing clear information about your finances

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  • 20th February 2017

    ClearScore launches Coaching

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  • 22nd February 2017

    ClearScore joins the Future Fifty as one of the UK's most pioneering tech companies

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  • March 2017

    ClearScore reaches four million users!

  • May 2017

    ClearScore delivers its inaugural University Week!

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  • 17th May 2017

    ClearScore wins Consumer Technology of the Year at the National Technology Awards

  • June 2017

    ClearScore releases brand new native apps

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  • 14th July 2017

    ClearScore celebrates turning two with over 160 attendees at our One:Many event

  • 15th September 2017

    ClearScore reaches 5 million users

  • 12th March 2018

    ClearScore reaches 6 million users

  • 13th July 2018

    ClearScore celebrates its 3rd birthday at the One:Score event

  • 8th October 2018

    ClearScore supports World Mental Health Day with their own Mental Health Week

  • 10th October 2018

    ClearScore reaches 7 million UK users!

ClearScore's board

Nigel Morris

Chairman & Co-Founder

Nigel is Chairman of ClearScore and is also the managing partner of QED Investors – a leading Venture Capital fund within the financial technology space. Nigel was the co-founder, president and Chief Operating Officer of Capital One. Nigel will help ClearScore get to scale.

Dan Cobley

Co-Founder & Board Director

Dan provides advice, challenge, and of course, funding to ClearScore. As former Google UK MD, he really understands how people interact with technology. Dan works closely with the Executive team to help ClearScore fulfil its potential.

Mark Onyett

Board Director

Mark has deep experience in building credit based businesses having been part of the founding team of Capital One in the UK and co-founder and executive director of TDX Group until its acquisition by Equifax in 2014.

Miles Reidy

Board Director

Miles has a wealth of experience in financial services and as a CFO. He served as Chief Financial Officer for Audax Health, Inc., Sears Holdings Corporation and in many roles at Capital One Financial Corporation. Miles actively supports ClearScore with wise financial and strategic advice.

ClearScore's investors

Our investors

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