Finances can be confusing. That's why we've created Learn - so you can get clear on your credit report and score. It's got all the information you need, all in one place.
Everything you need to know about credit reports and ClearScore. Explained clearly.
Lenders reserve their best rates for those with the highest credit score. Find out how improving your score could reduce the cost of your credit card and give you more choice.
Your current score
Your score goal
|Average interest rate|
|Credit cards available|
Av. APR rate offered to Poor credit score = 36.5%
Av. APR rate offered to Excellent credit score = 20%
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Quick and simple guides to credit, credit reports and how to boost your score.
A credit score is a three-digit number that helps lenders decide whether to give you credit. One way of thinking about it is to see it as a measure of risk to the lender.
A higher score generally means that your application is more likely to be accepted. However, most people don't realise that it also means you may be eligible to better interest rates and better deals.
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