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What is a pre-approved loan offer?

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Loans

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Secured vs unsecured personal loans: what's the difference?

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Average Mortgage Rates and Loans UK 2026

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Does a poor credit score affect home insurance?

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Do I need a credit check for a mobile phone deal?

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GHIC and EHIC: fewer valid UK cards than in 2020, NHS data shows

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Financial New Years resolutions to give your bank balance a boost

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Do car insurers check my credit score?

NimbleFins explains why and how car insurers might check your credit score.

Read article

What is a pre-approved loan offer?

Read article

Featured

Article

The reasons why you might not have a credit score

If you don’t have a credit score, there could be a few reasons why. Let’s break down the possibilities.

Read article

Article

4 reasons why your credit score hasn’t changed

Has your credit score stayed the same? Here's four reasons why your credit score hasn't changed.

Read article

Article

What is a pre-approved loan offer?

Learn more about what it means to be 'pre-approved' for a credit card or loan and how you can improve your chances of being pre-approved.

Read article

Credit Score & Report

View all Credit Score Articles

Get to grips with what your credit score and report are, where they come from and why they're so important.

Article

What is a good or bad credit score?

Let's break down what makes a credit score good or bad and how your score might affect the credit offers you get.

Read article

Article

How to Improve Your Credit Score in 10 Easy Steps

In this simple explainer, we break down why your credit score might not be as high as you'd like it to be and share 10 easy ways to help you improve it.

Read article

Article

Factors that affect your credit score

What factors affect your credit score? Here's everything you need to know.

Read article

Article

What are credit reference agencies?

You don't just have one credit score. You actually have three - one from each of the UK's credit reference agencies. Here's how you can check each one.

Read article

Credit Cards

View all Credit Card articles

With hundreds of credit cards to choose from, our handy guides can help you narrow down your search.

Article

What happens if I miss a credit card payment?

If you’ve missed a credit card payment, understanding what happens next is key to making sure the impact is minimal.

Read article

Article

Can I Get a Credit Card with Bad Credit | ClearScore

Find out how to get a credit card with bad credit in the UK. Learn about secured, unsecured, and credit-building cards, compare APRs, and discover how to improve your credit score responsibly.

Read article

Article

Best Rewards Credit Cards of 2026

Learn about different rewards credit cards available in the UK.

Read article

Loans

View all Loan articles

From the different types of loan to making sure you get the best deal, it’s all explained here.

Article

How to get a loan with a low credit score

What happens if you need a loan but you have a low credit score? What are your options? Find out how to get a loan when you have a low credit score.

Read article

Article

What happens if you miss a payment on a loan?

If you’ve missed a loan payment, understanding what happens next is key to making sure the impact is minimal.

Read article

Article

Secured vs unsecured personal loans: what's the difference?

Our guide compares secured vs unsecured personal loans side-by-side. Understand the difference in rates, loan amounts, eligibility, and the risk to your home before you apply.

Read article

Article

Average Mortgage Rates and Loans UK 2026

Looking for average mortgage rates and loan sizes in the UK? Read NimbleFins' analysis of Bank of England data.

Read article

Latest articles

Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.

Article

Does a poor credit score affect home insurance?

How your credit history can affect home insurance: credit checks when you get a quote, paying monthly by instalments, and what to check on your credit report.

Read article

Article

Do I need a credit check for a mobile phone deal?

Find out when UK mobile networks run credit checks for pay monthly, SIM-only and pay-as-you-go deals, how missed bills are reported and what to do if refused.

Read article

Article

Good vs bad debt - what's the difference?

Most of us borrow money at some point in our lives, whether it’s a student loan, a credit card, or a mortgage. But not all debt is created equal.

Read article

Article

GHIC and EHIC: fewer valid UK cards than in 2020, NHS data shows

GHIC and EHIC card ownership has dropped by more than three million meaning scores could be risking huge hospital bills while holidaying in Europe.

Read article

Article

Financial New Years resolutions to give your bank balance a boost

Ideas for setting money goals for the year: budgeting, saving, earning extra, clearing debt and investing, plus free debt advice contacts and ISA changes.

Read article

Article

Future Earnings Agreement: an alternative to fund university

How Future Earnings Agreements work: income-linked repayments, thresholds, caps and costs, and how they differ from government postgraduate student loans.

Read article

Article

How Tesco Clubcard Offers and Vouchers Work

Tesco Clubcard explained: how points convert to vouchers, Reward Partners, Clubcard Prices, coupons, and what the CMA found about supermarket loyalty pricing.

Read article

Article

Savings rates: how to check what your account pays

Compare the rate on your savings with average and top-of-market rates, and see how easy access, notice, fixed and regular savings accounts differ.

Read article

Article

How to check and reclaim credit from your energy supplier

How to check whether you are in credit with your energy supplier, how to ask for credit back, and what Ofgem says about refunds and complaints.

Read article

Article

Energy Cost Calculator

With so many of our readers concerned about energy bills (who isn't really), we've made an energy cost calculator. Use this to help figure out how much you might pay based on your usage.

Read article

Article

Credit Cards with No Annual Fee: Cashback, Travel and Air Miles Options

A comparison of UK credit cards with no annual fee, covering cashback, fee-free spending abroad and Avios, with representative examples for each card.

Read article

Article

Do car insurers check my credit score?

NimbleFins explains why and how car insurers might check your credit score.

Read article