What happens if you miss a payment on a loan?

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Debt consolidation calculator

Use our consolidation loan calculator to work out if you could decrease your monthly payments by consolidating your debt.

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Average Cost of Payday Loans

Payday loans are one of the most expensive way to borrow money. Find out how much a payday loan will typically cost you.

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Paying off student loans UK

Now you’ve actually done the difficult bit of finishing your university studies, it’s important to know how you need to begin repaying your student loans. Let's discuss.

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Car finance

Find the best way for you to finance your car.

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FAQs on taking out Car Finance _ Your main questions answered

Compare UK car finance options including HP, PCP and personal loans. Learn how your credit score affects rates and find the right deal for your budget.

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Can you get car finance with no deposit?

Yes, you can get car finance with no deposit. Learn about eligibility, costs, and how to find the best no-deposit car finance deals for your situation.

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Finance for bad credit: emergency loans vs long-term solutions

Compare emergency loans and long-term solutions for bad credit in the UK. Understand costs, FCA rules, alternatives and how to choose the right option.

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Can I get a personal loan to pay off my credit card?

Discover how personal loans can help pay off credit card debt in the UK. Compare rates, learn eligibility requirements, and explore debt consolidation options with ClearScore.

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Loans: the basics

Learn more about what a loan is and how they work

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Do payday loans affect my credit score?

Find out how payday loans affect your credit score, when they can cause damage, how long impacts last, and safer alternatives for borrowing in the UK.

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How to get a £1,000 loan

Learn how to get a £1,000 loan in the UK. Compare lenders, check eligibility requirements, and discover the fastest approval options for your needs. Slug: how-to-get-1000-pound-loan

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What's a good interest rate for a loan?

Interest rates and APRs can be confusing – understanding what they mean when you want to take out a loan can help you be sure about your choices.

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How Long does a Declined Loan Stay on Your Credit Report_

A declined loan doesn't show on your UK credit report, but the hard search does — for 12 months. Here's what that means for your credit score.

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Types of loans

Learn more about the different types of loans and which one may be right for you.

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What Are Debt Consolidation Loans?

Debt consolidation loans combine multiple debts into one monthly payment. Learn how they work, pros and cons, and compare personalised loan offers with ClearScore.

Read article

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Instant loan decision: what it means and how fast you can get the money (UK) 2026

Discover how instant loans work in the UK, from application to approval. Learn about costs, eligibility, and alternatives to make informed borrowing decisions. Slug: what-are-instant-loans

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Everything you need to know about the guarantor loan

Guarantor loans can help you secure a loan if you have a less-than-perfect credit score. Here's how they work.

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Secured vs unsecured loans: which one’s right for you?

Ever wondered about the difference between a secured loan and an unsecured loan? How do you know which loan is best for you? We explain all the pros and cons of secured and unsecured loans for you here.

Read article

Applying for a loan

Find out more about how to apply for a loan and if there's anything you can do to increase your chances of being accepted.

Article

Secured vs unsecured personal loans: what's the difference?

Our guide compares secured vs unsecured personal loans side-by-side. Understand the difference in rates, loan amounts, eligibility, and the risk to your home before you apply.

Read article

Article

Can you refinance a car loan?

Yes, you can refinance your car loan in the UK. Learn how to lower payments, improve rates, and refinance PCP or HP deals with our step-by-step guide.

Read article

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What are interest free loans and how do they work?

Discover how interest-free loans work in the UK, from government schemes to retailer financing. Learn about eligibility, fees, and smart borrowing tips. Slug: what-are-interest-free-loans-uk-guide

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How to get a loan with a low credit score

What happens if you need a loan but you have a low credit score? What are your options? Find out how to get a loan when you have a low credit score.

Read article

Personal loans

Learn more about personal loans, how to get one and why your credit score matters

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How to check loan eligibility in the UK: your step-by-step guide

Learn how to check loan eligibility in the UK with soft search tools. See your chances of approval, compare rates, and apply with confidence.

Read article

Article

What credit score do I need to get a personal loan?

When you’re looking for a loan, it’s important to understand how your credit score affects your chances of being accepted.

Read article

Article

Does getting a loan affect your credit score?

Taking out a loan – or any type of credit ­– will affect your credit score. Understanding the risks will give you a better idea of what works for you.

Read article

Article

How Long Does it Take to Get a Personal Loan?

So, you’re wondering how long it’d take to get your money if you apply for a loan. Let’s look at the different types of lenders and how long they usually take.

Read article

Latest articles

From the different types of loan to making sure you get the best deal, it’s all explained here.

Article

How to get a loan with a low credit score

What happens if you need a loan but you have a low credit score? What are your options? Find out how to get a loan when you have a low credit score.

Read article

Article

What's a good interest rate for a loan?

Interest rates and APRs can be confusing – understanding what they mean when you want to take out a loan can help you be sure about your choices.

Read article

Article

What credit score do I need to get a personal loan?

When you’re looking for a loan, it’s important to understand how your credit score affects your chances of being accepted.

Read article

Article

How Long Does it Take to Get a Personal Loan?

So, you’re wondering how long it’d take to get your money if you apply for a loan. Let’s look at the different types of lenders and how long they usually take.

Read article

What happens if you miss a payment on a loan?

Read article

Learn about Loans

All articles
Article

Debt consolidation calculator

Use our consolidation loan calculator to work out if you could decrease your monthly payments by consolidating your debt.

Read article

Article

Average Cost of Payday Loans

Payday loans are one of the most expensive way to borrow money. Find out how much a payday loan will typically cost you.

Read article

Article

Paying off student loans UK

Now you’ve actually done the difficult bit of finishing your university studies, it’s important to know how you need to begin repaying your student loans. Let's discuss.

Read article

Car finance

Find the best way for you to finance your car.

Article

FAQs on taking out Car Finance _ Your main questions answered

Compare UK car finance options including HP, PCP and personal loans. Learn how your credit score affects rates and find the right deal for your budget.

Read article

Article

Can you get car finance with no deposit?

Yes, you can get car finance with no deposit. Learn about eligibility, costs, and how to find the best no-deposit car finance deals for your situation.

Read article

Article

Finance for bad credit: emergency loans vs long-term solutions

Compare emergency loans and long-term solutions for bad credit in the UK. Understand costs, FCA rules, alternatives and how to choose the right option.

Read article

Article

Can I get a personal loan to pay off my credit card?

Discover how personal loans can help pay off credit card debt in the UK. Compare rates, learn eligibility requirements, and explore debt consolidation options with ClearScore.

Read article

Loans: the basics

Learn more about what a loan is and how they work

Article

Do payday loans affect my credit score?

Find out how payday loans affect your credit score, when they can cause damage, how long impacts last, and safer alternatives for borrowing in the UK.

Read article

Article

How to get a £1,000 loan

Learn how to get a £1,000 loan in the UK. Compare lenders, check eligibility requirements, and discover the fastest approval options for your needs. Slug: how-to-get-1000-pound-loan

Read article

Article

What's a good interest rate for a loan?

Interest rates and APRs can be confusing – understanding what they mean when you want to take out a loan can help you be sure about your choices.

Read article

Article

How Long does a Declined Loan Stay on Your Credit Report_

A declined loan doesn't show on your UK credit report, but the hard search does — for 12 months. Here's what that means for your credit score.

Read article

Types of loans

Learn more about the different types of loans and which one may be right for you.

Article

What Are Debt Consolidation Loans?

Debt consolidation loans combine multiple debts into one monthly payment. Learn how they work, pros and cons, and compare personalised loan offers with ClearScore.

Read article

Article

Instant loan decision: what it means and how fast you can get the money (UK) 2026

Discover how instant loans work in the UK, from application to approval. Learn about costs, eligibility, and alternatives to make informed borrowing decisions. Slug: what-are-instant-loans

Read article

Article

Everything you need to know about the guarantor loan

Guarantor loans can help you secure a loan if you have a less-than-perfect credit score. Here's how they work.

Read article

Article

Secured vs unsecured loans: which one’s right for you?

Ever wondered about the difference between a secured loan and an unsecured loan? How do you know which loan is best for you? We explain all the pros and cons of secured and unsecured loans for you here.

Read article

Applying for a loan

Find out more about how to apply for a loan and if there's anything you can do to increase your chances of being accepted.

Article

Secured vs unsecured personal loans: what's the difference?

Our guide compares secured vs unsecured personal loans side-by-side. Understand the difference in rates, loan amounts, eligibility, and the risk to your home before you apply.

Read article

Article

Can you refinance a car loan?

Yes, you can refinance your car loan in the UK. Learn how to lower payments, improve rates, and refinance PCP or HP deals with our step-by-step guide.

Read article

Article

What are interest free loans and how do they work?

Discover how interest-free loans work in the UK, from government schemes to retailer financing. Learn about eligibility, fees, and smart borrowing tips. Slug: what-are-interest-free-loans-uk-guide

Read article

Article

How to get a loan with a low credit score

What happens if you need a loan but you have a low credit score? What are your options? Find out how to get a loan when you have a low credit score.

Read article

Personal loans

Learn more about personal loans, how to get one and why your credit score matters

Article

How to check loan eligibility in the UK: your step-by-step guide

Learn how to check loan eligibility in the UK with soft search tools. See your chances of approval, compare rates, and apply with confidence.

Read article

Article

What credit score do I need to get a personal loan?

When you’re looking for a loan, it’s important to understand how your credit score affects your chances of being accepted.

Read article

Article

Does getting a loan affect your credit score?

Taking out a loan – or any type of credit ­– will affect your credit score. Understanding the risks will give you a better idea of what works for you.

Read article

Article

How Long Does it Take to Get a Personal Loan?

So, you’re wondering how long it’d take to get your money if you apply for a loan. Let’s look at the different types of lenders and how long they usually take.

Read article

Latest articles

From the different types of loan to making sure you get the best deal, it’s all explained here.

Article

How to get a loan with a low credit score

What happens if you need a loan but you have a low credit score? What are your options? Find out how to get a loan when you have a low credit score.

Read article

Article

What's a good interest rate for a loan?

Interest rates and APRs can be confusing – understanding what they mean when you want to take out a loan can help you be sure about your choices.

Read article

Article

What credit score do I need to get a personal loan?

When you’re looking for a loan, it’s important to understand how your credit score affects your chances of being accepted.

Read article

Article

How Long Does it Take to Get a Personal Loan?

So, you’re wondering how long it’d take to get your money if you apply for a loan. Let’s look at the different types of lenders and how long they usually take.

Read article