How to show your credit score some love this Valentine's Day

Work on your relationship with your credit score this Valentines Day – because your credit history lasts much longer than a bouquet. Unlike your nearest and dearest, you might not love your credit score just the way it is. So we’ve pulled together a few ways you can help it grow.

The insights we send you in your weekly report give you easy-to-action tips on how to improve or maintain your score. Because a better score means better offers.

The credit card and loan offers that you see on your offers page are personalised to your credit score and report – so you can feel confident that they’re right for you. Pay what you owe on time and in full, and you should see your score soar.

When you activate your affordability score by linking your bank accounts, you give lenders a clearer picture of your income and spending. This could give you instant access to improved rates.

We tell you whether you’re pre-approved (or how likely you are to be approved) for the offers you see, so you can apply with confidence. Seeing if you’re pre-approved won't hurt your credit score.