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Whether you’re buying your first home, remortgaging or releasing equity, we’re here to help.

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How much deposit do I need for a house? UK requirements explained

Planning to buy a house in the UK? Discover the minimum 5% deposit requirement, what the average first-time buyer pays, and how to access 95% LTV mortgages and government schemes.

Read article

Article

How much can I borrow for a mortgage? 7 key factors lenders check

Discover how much you can borrow for a UK mortgage in 2026. This guide walks through the 7 key factors lenders check to determine your borrowing limit.

Read article

Article

Can I afford a mortgage? 5-step self-assessment checklist for 2026

Use this 5-step checklist to see if you can comfortably afford a mortgage. Covers lender criteria, debt-to-income limits, credit scores, and stress testing for 2026.

Read article

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  • Credit Score & Report
  • Credit Health
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  • Car Finance
  • Protect
  • About Us
  • Learn
  • Sign upLog in
  • Credit Score & Report
  • Credit Cards
  • Loans
  • Mortgages
  • Insurance
  • Lifestyle
  • Managing Money
  • ClearScore Protect

Latest articles

Whether you’re buying your first home, remortgaging or releasing equity, we’re here to help.

Article

How much deposit do I need for a house? UK requirements explained

Planning to buy a house in the UK? Discover the minimum 5% deposit requirement, what the average first-time buyer pays, and how to access 95% LTV mortgages and government schemes.

Read article

Article

How much can I borrow for a mortgage? 7 key factors lenders check

Discover how much you can borrow for a UK mortgage in 2026. This guide walks through the 7 key factors lenders check to determine your borrowing limit.

Read article

Article

Can I afford a mortgage? 5-step self-assessment checklist for 2026

Use this 5-step checklist to see if you can comfortably afford a mortgage. Covers lender criteria, debt-to-income limits, credit scores, and stress testing for 2026.

Read article

  1. 1
  2. …
  3. 4
  4. 5
  5. 6

Handcrafted with ❤️ in London

Registered in England and Wales. Company number 09221862. ICO ZA100119. VAT registration number 255 8953 58.

Authorised and Regulated by the Financial Conduct Authority (FRN: 654446)

ISO 27001 Certified

SOC 2 Type 2 Certified

Download on the App StoreGet it on Google Play

Address

  • Vox Studios, VG 203

  • 1-45 Durham Street

  • London, SE11 5JH, UK

Discover

  • Careers
  • Sign up for free
  • Log in
  • Credit score & report
  • Credit cards
  • Loans
  • Car finance
  • Learn
  • Protect
  • Help
  • ClearScore Australia
  • ClearScore New Zealand
  • ClearScore South Africa
  • ClearScore Canada
  • ClearScore Group

Social

  • Facebook
  • Twitter
  • YouTube
  • LinkedIn

ClearScore Technology Ltd. is an independent credit broker, not a lender. We will receive a commission if you take out a product, but we never rank offers based on that.

  • Privacy Policy
  • Terms and Conditions
  • Anti Modern Slavery Statement
  • Regulatory permissions
  • Cookie Policy

© ClearScore Technology Ltd. All Rights Reserved.