Triple Lock

You could be pre-approved for credit cards and loans

ClearScore is a credit broker, not a lender. 18+, T&Cs apply

Pre-approval

Guaranteed interest rates

Guaranteed credit limits and loan amounts

Know where you stand with Triple Lock

Be pre-approved

Pre-approval doesn’t guarantee acceptance but, if you pass the lender’s checks and your information on ClearScore is correct, you’ll get the credit card or loan.

Your interest rates are guaranteed

The APR you see is what you’ll get.

The amount you borrow is guaranteed

You’ll know how much you can borrow before you apply.

See your Triple Lock offers today – just tell us what you’re looking for and we’ll show you personalised offers for credit cards and loans.

What our Triple Lock Guarantee means for you

Get the peace of mind that what you see is what you get.

Feel confident you’ll be accepted

We’ll show you if you’re pre-approved so you can feel more confident about getting a ‘yes’.

Pre-approval doesn’t guarantee acceptance but, if you pass the lenders’ checks and your information on ClearScore is correct, you’ll get the credit card or loan.

Know you’ll get the money you need

We lock in the interest rates, credit limits and loan amounts. So you’ll know exactly how much money you’re getting and what your interest rate will be – before you apply.

Get offers based on you – not us

The offers you’ll see are based on your credit score. And we order them based on what might be right for you, not us.

The application process

Whether you’re looking for a loan or a credit card, the application process is easy on ClearScore.

Go to your offers

We’ll ask you for some information to understand what you’re looking for and show you the credit cards and loans you’re likely to be eligible for.

Look for the Triple Lock Guarantee

If you see 3 green ticks, your offer is Triple Lock guaranteed.

Tap ‘apply now’

You might have to give the lender some more information and then they’ll carry out a hard search against your credit history. Remember – your approval depends on you passing the lender’s checks and your information on ClearScore being correct.

Wait for the money

If you’re approved, it shouldn’t take too long to get your new credit card in the post. Then you can use it as soon as you activate it.

Or, if you’ve chosen a loan, you’ll see the money arrive in your account in a few days.

Compare loans and credit cards today

Sign up today – it’s free, forever

Frequently asked questions