Latest articles
Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.
How often are my credit score and report updated?
Lenders send this information to Equifax once a month, but we update your report once a week if anything changes.
Read article
The most common credit report problems (and how to fix them)
Found incorrect or missing information on your credit report? Here’s what might have happened and what you can do to set things right.
Read article
Defaults, CCJs, bankruptcies: what to do if you have one
We take a look at defaults, CCJs and bankruptcies. What they are, they affect your credit score and what to do if you have one.
Read article
Finance for bad credit: emergency loans vs long-term solutions
Compare emergency loans and long-term solutions for bad credit in the UK. Understand costs, FCA rules, alternatives and how to choose the right option.
Read article
Solicitors’ fees for buying a house: complete cost breakdown for 2026
See a complete breakdown of solicitor fees for buying a house in 2026. Compare average conveyancing costs, legal fees, disbursements, and how prices vary by property type.
Read article
How much deposit do I need for a house? UK requirements explained
Planning to buy a house in the UK? Discover the minimum 5% deposit requirement, what the average first-time buyer pays, and how to access 95% LTV mortgages and government schemes.
Read article
How to apply for a credit card: a complete step-by-step guide
Learn how to apply for a credit card in the UK. Check eligibility with soft searches, compare card types, boost approval chances and apply with confidence.
Read article
How much can I borrow for a mortgage? 7 key factors lenders check
Discover how much you can borrow for a UK mortgage in 2026. This guide walks through the 7 key factors lenders check to determine your borrowing limit.
Read article
Can I afford a mortgage? 5-step self-assessment checklist for 2026
Use this 5-step checklist to see if you can comfortably afford a mortgage. Covers lender criteria, debt-to-income limits, credit scores, and stress testing for 2026.
Read article
Should you use a personal loan to pay off credit cards?
Considering a personal loan to clear high-interest credit card debt? Understand the pros, cons, and risks of debt consolidation and explore better alternatives.
Read article
Transferring a Balance from Someone Else's Credit Card
Transferring a balance from another's card: risks, alternatives, and impacts. Get expert guidance. Read more.
Read article
What happens if I miss a credit card payment?
If you’ve missed a credit card payment, understanding what happens next is key to making sure the impact is minimal.
Read article
Latest articles
Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.
How often are my credit score and report updated?
Lenders send this information to Equifax once a month, but we update your report once a week if anything changes.
Read article
The most common credit report problems (and how to fix them)
Found incorrect or missing information on your credit report? Here’s what might have happened and what you can do to set things right.
Read article
Defaults, CCJs, bankruptcies: what to do if you have one
We take a look at defaults, CCJs and bankruptcies. What they are, they affect your credit score and what to do if you have one.
Read article
Finance for bad credit: emergency loans vs long-term solutions
Compare emergency loans and long-term solutions for bad credit in the UK. Understand costs, FCA rules, alternatives and how to choose the right option.
Read article
Solicitors’ fees for buying a house: complete cost breakdown for 2026
See a complete breakdown of solicitor fees for buying a house in 2026. Compare average conveyancing costs, legal fees, disbursements, and how prices vary by property type.
Read article
How much deposit do I need for a house? UK requirements explained
Planning to buy a house in the UK? Discover the minimum 5% deposit requirement, what the average first-time buyer pays, and how to access 95% LTV mortgages and government schemes.
Read article
How to apply for a credit card: a complete step-by-step guide
Learn how to apply for a credit card in the UK. Check eligibility with soft searches, compare card types, boost approval chances and apply with confidence.
Read article
How much can I borrow for a mortgage? 7 key factors lenders check
Discover how much you can borrow for a UK mortgage in 2026. This guide walks through the 7 key factors lenders check to determine your borrowing limit.
Read article
Can I afford a mortgage? 5-step self-assessment checklist for 2026
Use this 5-step checklist to see if you can comfortably afford a mortgage. Covers lender criteria, debt-to-income limits, credit scores, and stress testing for 2026.
Read article
Should you use a personal loan to pay off credit cards?
Considering a personal loan to clear high-interest credit card debt? Understand the pros, cons, and risks of debt consolidation and explore better alternatives.
Read article
Transferring a Balance from Someone Else's Credit Card
Transferring a balance from another's card: risks, alternatives, and impacts. Get expert guidance. Read more.
Read article
What happens if I miss a credit card payment?
If you’ve missed a credit card payment, understanding what happens next is key to making sure the impact is minimal.
Read article