Latest articles
Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.
What are credit reference agencies?
You don't just have one credit score. You actually have three - one from each of the UK's credit reference agencies. Here's how you can check each one.
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What is a credit score?
We explain how credit reference agencies work out your credit score.
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How do we get your credit report?
ClearScore shows you your Equifax credit score and report - here's everything you need to know.
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First-time credit card guide 2026: How to get your first card approved
A practical guide to getting your first UK credit card approved in 2026. Learn eligibility criteria, how to apply, and tips to build credit responsibly.
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What is a pre-approved loan offer?
Learn more about what it means to be 'pre-approved' for a credit card or loan and how you can improve your chances of being pre-approved.
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What is a credit limit and how does it affect your credit score?
You’ve probably heard the term ‘credit limit’ before, but do you know how it relates to your credit score? Get confident about your credit limit, so you can make the right credit choices for you.
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How Long Does it Take to Get a Personal Loan?
So, you’re wondering how long it’d take to get your money if you apply for a loan. Let’s look at the different types of lenders and how long they usually take.
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Introducing Triple Lock. Your key to credit confidence.
Introducing our brand new Triple Lock guarantee: guaranteed interest rates, guaranteed credit limits and pre-approved offers all rolled into one. So what you see is what you get.
Read article
What happens if you miss a payment on a loan?
If you’ve missed a loan payment, understanding what happens next is key to making sure the impact is minimal.
Read article
Does getting a loan affect your credit score?
Taking out a loan – or any type of credit – will affect your credit score. Understanding the risks will give you a better idea of what works for you.
Read article
What's an affordability score?
We explain what your new affordability score is and how it can help you unlock better offers.
Read article
How to fix credit report mistakes fast
If your credit score has been damaged by errors, now’s your chance to correct them.
Read article
Latest articles
Finances can be confusing. Here you can find clear information, so you can take control and feel good about your money.
What are credit reference agencies?
You don't just have one credit score. You actually have three - one from each of the UK's credit reference agencies. Here's how you can check each one.
Read article
What is a credit score?
We explain how credit reference agencies work out your credit score.
Read article
How do we get your credit report?
ClearScore shows you your Equifax credit score and report - here's everything you need to know.
Read article
First-time credit card guide 2026: How to get your first card approved
A practical guide to getting your first UK credit card approved in 2026. Learn eligibility criteria, how to apply, and tips to build credit responsibly.
Read article
What is a pre-approved loan offer?
Learn more about what it means to be 'pre-approved' for a credit card or loan and how you can improve your chances of being pre-approved.
Read article
What is a credit limit and how does it affect your credit score?
You’ve probably heard the term ‘credit limit’ before, but do you know how it relates to your credit score? Get confident about your credit limit, so you can make the right credit choices for you.
Read article
How Long Does it Take to Get a Personal Loan?
So, you’re wondering how long it’d take to get your money if you apply for a loan. Let’s look at the different types of lenders and how long they usually take.
Read article
Introducing Triple Lock. Your key to credit confidence.
Introducing our brand new Triple Lock guarantee: guaranteed interest rates, guaranteed credit limits and pre-approved offers all rolled into one. So what you see is what you get.
Read article
What happens if you miss a payment on a loan?
If you’ve missed a loan payment, understanding what happens next is key to making sure the impact is minimal.
Read article
Does getting a loan affect your credit score?
Taking out a loan – or any type of credit – will affect your credit score. Understanding the risks will give you a better idea of what works for you.
Read article
What's an affordability score?
We explain what your new affordability score is and how it can help you unlock better offers.
Read article
How to fix credit report mistakes fast
If your credit score has been damaged by errors, now’s your chance to correct them.
Read article