Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
Defaults, CCJs, bankruptcies: what to do if you have one
We take a look at defaults, CCJs and bankruptcies. What they are, they affect your credit score and what to do if you have one.
Read article
How often are my credit score and report updated?
Lenders send this information to Equifax once a month, but we update your report once a week if anything changes.
Read article
How to fix credit report mistakes fast
If your credit score has been damaged by errors, now’s your chance to correct them.
Read article
The most common credit report problems (and how to fix them)
Found incorrect or missing information on your credit report? Here’s what might have happened and what you can do to set things right.
Read article
What's an affordability score?
We explain what your new affordability score is and how it can help you unlock better offers.
Read article
Does getting a loan affect your credit score?
Taking out a loan – or any type of credit – will affect your credit score. Understanding the risks will give you a better idea of what works for you.
Read article
Factors that affect your credit score
What factors affect your credit score? Here's everything you need to know.
Read article
How does your address affect your credit score?
Your address is an important part of making sure your credit report is accurate. But there's a few myths around how your address affects your credit score.
Read article
How to use credit to get yourself a great credit score
Using credit responsibly and checking your report regularly could help give your score the boost it needs for the future
Read article
Missed a payment? Here’s what to do next
Missing a payment is likely to bring down your credit score and could affect your ability to borrow in the future, so it’s best to rectify the situation as soon as possible.
Read article
Take charge of your credit report with our 5 minute monthly checklist
This easy checklist will help keep your credit score & report on track.
Read article
The reasons why you might not have a credit score
If you don’t have a credit score, there could be a few reasons why. Let’s break down the possibilities.
Read article
Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
Defaults, CCJs, bankruptcies: what to do if you have one
We take a look at defaults, CCJs and bankruptcies. What they are, they affect your credit score and what to do if you have one.
Read article
How often are my credit score and report updated?
Lenders send this information to Equifax once a month, but we update your report once a week if anything changes.
Read article
How to fix credit report mistakes fast
If your credit score has been damaged by errors, now’s your chance to correct them.
Read article
The most common credit report problems (and how to fix them)
Found incorrect or missing information on your credit report? Here’s what might have happened and what you can do to set things right.
Read article
What's an affordability score?
We explain what your new affordability score is and how it can help you unlock better offers.
Read article
Does getting a loan affect your credit score?
Taking out a loan – or any type of credit – will affect your credit score. Understanding the risks will give you a better idea of what works for you.
Read article
Factors that affect your credit score
What factors affect your credit score? Here's everything you need to know.
Read article
How does your address affect your credit score?
Your address is an important part of making sure your credit report is accurate. But there's a few myths around how your address affects your credit score.
Read article
How to use credit to get yourself a great credit score
Using credit responsibly and checking your report regularly could help give your score the boost it needs for the future
Read article
Missed a payment? Here’s what to do next
Missing a payment is likely to bring down your credit score and could affect your ability to borrow in the future, so it’s best to rectify the situation as soon as possible.
Read article
Take charge of your credit report with our 5 minute monthly checklist
This easy checklist will help keep your credit score & report on track.
Read article
The reasons why you might not have a credit score
If you don’t have a credit score, there could be a few reasons why. Let’s break down the possibilities.
Read article