Why keeping your credit utilisation low means better deals on credit

Find out why keeping your credit utilisation level low could unlock better credit deals.

Can I Get a Credit Card with Bad Credit

Find out how to get a credit card with bad credit in the UK. Learn about secured, unsecured, and credit-building cards, compare APRs, and discover how to improve your credit score responsibly.

What are the best apps for checking your credit score?

How to build your credit score from scratch

Understand how UK credit scores work, how to check yours for free, and the steps that can help you build and improve it over time.

What is a Soft Credit Check (& How to Use Them)?

Soft credit checks don't affect your credit score. Learn how they work, how they differ from hard checks, and how to use them to monitor your credit health. Slug: what-is-a-soft-credit-check

Does my age affect my credit card options? Decline rates by age, explained

What credit score do you need to buy a car

How to build a great credit score from scratch

If you don’t have a credit history, building a great credit score from scratch can seem daunting. But while it does require some time and patience, it isn’t too difficult if you know how to go about it.

How do we get your credit report?

ClearScore shows you your Equifax credit score and report - here's everything you need to know.

What are credit reference agencies?

You don't just have one credit score. You actually have three - one from each of the UK's credit reference agencies. Here's how you can check each one.

What is a credit score?

We explain how credit reference agencies work out your credit score.

What credit score do I need to get a personal loan?

When you’re looking for a loan, it’s important to understand how your credit score affects your chances of being accepted.