Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
UK credit reference agencies explained: Experian, Equifax and TransUnion
Learn how the three UK credit reference agencies work, why your credit file varies between them, and how to check your reports.
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How registering on the electoral roll can improve your credit score
Registering on the electoral roll helps lenders verify your identity and can support your credit score. Here's how it works and how to register.
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What a 100-point credit score improvement is really worth in pounds
Moving up one 100-point score band changes the rates, limits and offers you see — but not by the same amount everywhere. What ClearScore data shows.
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How do I get a mobile phone deal with a poor credit score?
See which mobile phone options usually involve a credit check, how SIM-only and pay-as-you-go plans differ, and what networks look at if your score is low.
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Hard Credit Search vs. Soft Credit Search: What’s the Difference?
Learn the differences between hard and soft credit searches: who can see them, how long hard searches stay on your report and how they may affect your score.
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Does a poor credit score affect home insurance?
How your credit history can affect home insurance: credit checks when you get a quote, paying monthly by instalments, and what to check on your credit report.
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Do I need a credit check for a mobile phone deal?
Find out when UK mobile networks run credit checks for pay monthly, SIM-only and pay-as-you-go deals, how missed bills are reported and what to do if refused.
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How to check and reclaim credit from your energy supplier
How to check whether you are in credit with your energy supplier, how to ask for credit back, and what Ofgem says about refunds and complaints.
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Can Universal Credit check my savings account?
How savings affect Universal Credit: the £6,000 and £16,000 limits, how tariff income works, and what the DWP can find out about your bank account.
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Borrowing together: 5 things to know before you commit
Getting joint credit with someone is a big step, so before you take the plunge you need to know how it could affect your finances
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Introducing the new ClearScore
ClearScore CEO Justin Basini reveals the new ClearScore and why it's better than ever.
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What you need to know if you have no credit history
How can having no credit history affect your credit score? What does it mean if you have ‘thin’ file? We look how your credit history can affect your credit options.
Read article
Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
UK credit reference agencies explained: Experian, Equifax and TransUnion
Learn how the three UK credit reference agencies work, why your credit file varies between them, and how to check your reports.
Read article
How registering on the electoral roll can improve your credit score
Registering on the electoral roll helps lenders verify your identity and can support your credit score. Here's how it works and how to register.
Read article
What a 100-point credit score improvement is really worth in pounds
Moving up one 100-point score band changes the rates, limits and offers you see — but not by the same amount everywhere. What ClearScore data shows.
Read article
How do I get a mobile phone deal with a poor credit score?
See which mobile phone options usually involve a credit check, how SIM-only and pay-as-you-go plans differ, and what networks look at if your score is low.
Read article
Hard Credit Search vs. Soft Credit Search: What’s the Difference?
Learn the differences between hard and soft credit searches: who can see them, how long hard searches stay on your report and how they may affect your score.
Read article
Does a poor credit score affect home insurance?
How your credit history can affect home insurance: credit checks when you get a quote, paying monthly by instalments, and what to check on your credit report.
Read article
Do I need a credit check for a mobile phone deal?
Find out when UK mobile networks run credit checks for pay monthly, SIM-only and pay-as-you-go deals, how missed bills are reported and what to do if refused.
Read article
How to check and reclaim credit from your energy supplier
How to check whether you are in credit with your energy supplier, how to ask for credit back, and what Ofgem says about refunds and complaints.
Read article
Can Universal Credit check my savings account?
How savings affect Universal Credit: the £6,000 and £16,000 limits, how tariff income works, and what the DWP can find out about your bank account.
Read article
Borrowing together: 5 things to know before you commit
Getting joint credit with someone is a big step, so before you take the plunge you need to know how it could affect your finances
Read article
Introducing the new ClearScore
ClearScore CEO Justin Basini reveals the new ClearScore and why it's better than ever.
Read article
What you need to know if you have no credit history
How can having no credit history affect your credit score? What does it mean if you have ‘thin’ file? We look how your credit history can affect your credit options.
Read article