Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
How to build a great credit score from scratch
If you don’t have a credit history, building a great credit score from scratch can seem daunting. But while it does require some time and patience, it isn’t too difficult if you know how to go about it.
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How to Improve Your Credit Score in 10 Easy Steps
In this simple explainer, we break down why your credit score might not be as high as you'd like it to be and share 10 easy ways to help you improve it.
Read article
What are credit reference agencies?
You don't just have one credit score. You actually have three - one from each of the UK's credit reference agencies. Here's how you can check each one.
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What is a credit score?
We explain how credit reference agencies work out your credit score.
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How do we get your credit report?
ClearScore shows you your Equifax credit score and report - here's everything you need to know.
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What's an affordability score?
We explain what your new affordability score is and how it can help you unlock better offers.
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How to fix credit report mistakes fast
If your credit score has been damaged by errors, now’s your chance to correct them.
Read article
How often are my credit score and report updated?
Lenders send this information to Equifax once a month, but we update your report once a week if anything changes.
Read article
The most common credit report problems (and how to fix them)
Found incorrect or missing information on your credit report? Here’s what might have happened and what you can do to set things right.
Read article
Defaults, CCJs, bankruptcies: what to do if you have one
We take a look at defaults, CCJs and bankruptcies. What they are, they affect your credit score and what to do if you have one.
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Take charge of your credit report with our 5 minute monthly checklist
This easy checklist will help keep your credit score & report on track.
Read article
Missed a payment? Here’s what to do next
Missing a payment is likely to bring down your credit score and could affect your ability to borrow in the future, so it’s best to rectify the situation as soon as possible.
Read article
Latest articles
Get to grips with what your credit score and report are, where they come from and why they're so important.
How to build a great credit score from scratch
If you don’t have a credit history, building a great credit score from scratch can seem daunting. But while it does require some time and patience, it isn’t too difficult if you know how to go about it.
Read article
How to Improve Your Credit Score in 10 Easy Steps
In this simple explainer, we break down why your credit score might not be as high as you'd like it to be and share 10 easy ways to help you improve it.
Read article
What are credit reference agencies?
You don't just have one credit score. You actually have three - one from each of the UK's credit reference agencies. Here's how you can check each one.
Read article
What is a credit score?
We explain how credit reference agencies work out your credit score.
Read article
How do we get your credit report?
ClearScore shows you your Equifax credit score and report - here's everything you need to know.
Read article
What's an affordability score?
We explain what your new affordability score is and how it can help you unlock better offers.
Read article
How to fix credit report mistakes fast
If your credit score has been damaged by errors, now’s your chance to correct them.
Read article
How often are my credit score and report updated?
Lenders send this information to Equifax once a month, but we update your report once a week if anything changes.
Read article
The most common credit report problems (and how to fix them)
Found incorrect or missing information on your credit report? Here’s what might have happened and what you can do to set things right.
Read article
Defaults, CCJs, bankruptcies: what to do if you have one
We take a look at defaults, CCJs and bankruptcies. What they are, they affect your credit score and what to do if you have one.
Read article
Take charge of your credit report with our 5 minute monthly checklist
This easy checklist will help keep your credit score & report on track.
Read article
Missed a payment? Here’s what to do next
Missing a payment is likely to bring down your credit score and could affect your ability to borrow in the future, so it’s best to rectify the situation as soon as possible.
Read article