Latest articles
With hundreds of credit cards to choose from, our handy guides can help you narrow down your search.
How the minimum payment floor on a credit card affects how long you take to repay
How credit card minimum payments are worked out, what the payment floor is, and how a £5, £10 or £25 floor changes the time and interest to repay.
Read article
The True Cost of Carrying a Balance on a Credit Builder Card
How much interest you could pay carrying a balance on a credit builder card, with worked examples at 29%, 39% and 49% APR.
Read article
Mindfulness Tip: Using Your Credit Card Statement to Save You Money
Use your credit card statement to spot spending you would not repeat: a simple monthly "would I buy it again?" check, step by step.
Read article
Rate Rise: What it Means for Credit Card Holders
Here's how much extra interest you'd owe on your credit card balance if your APR rises by 0.25%, 0.5%, 1% and 1.5%.
Read article
Which Credit Cards are Good for Bad Credit?
Some of the best credit cards for those with no credit or bad credit history.
Read article
Rising Risks for Credit Card Borrowers
How the savings ratio and credit card borrowing spell trouble for UK households.
Read article
Did Consumer Duty spell the end of 0% credit card deals?
How did new regulations from the Financial Conduct Authority (FCA) impact 0% credit card deals?
Read article
Credit card interest caps: what has been proposed in the UK, and what rules apply now
Is there a cap on credit card interest in the UK? The 2017 Labour proposal, the FCA's persistent debt rules, and how long minimum payments can take to clear.
Read article
Is Growth in 0% Purchase Cards Good or Bad for Consumers?
How 0% purchase credit cards work, how a 0% offer can end early, and what happens to any balance left when the interest-free period ends.
Read article
Balance transfer credit cards: What should you do if given a low credit limit?
What happens if a balance transfer card's credit limit is lower than your debt: how much you can move, the fee, and options for the remaining balance.
Read article
0% credit cards v cheap personal loans: Which wins for cheap borrowing?
How 0% purchase credit cards and personal loans compare for borrowing: interest, fees, repayments, early repayment rules and what to check before applying.
Read article
How long does it take to get a credit card after being declined?
There's no set waiting period after a credit card decline. See what ClearScore data shows about getting a card within 6 months, and what helps.
Read article
Latest articles
With hundreds of credit cards to choose from, our handy guides can help you narrow down your search.
How the minimum payment floor on a credit card affects how long you take to repay
How credit card minimum payments are worked out, what the payment floor is, and how a £5, £10 or £25 floor changes the time and interest to repay.
Read article
The True Cost of Carrying a Balance on a Credit Builder Card
How much interest you could pay carrying a balance on a credit builder card, with worked examples at 29%, 39% and 49% APR.
Read article
Mindfulness Tip: Using Your Credit Card Statement to Save You Money
Use your credit card statement to spot spending you would not repeat: a simple monthly "would I buy it again?" check, step by step.
Read article
Rate Rise: What it Means for Credit Card Holders
Here's how much extra interest you'd owe on your credit card balance if your APR rises by 0.25%, 0.5%, 1% and 1.5%.
Read article
Which Credit Cards are Good for Bad Credit?
Some of the best credit cards for those with no credit or bad credit history.
Read article
Rising Risks for Credit Card Borrowers
How the savings ratio and credit card borrowing spell trouble for UK households.
Read article
Did Consumer Duty spell the end of 0% credit card deals?
How did new regulations from the Financial Conduct Authority (FCA) impact 0% credit card deals?
Read article
Credit card interest caps: what has been proposed in the UK, and what rules apply now
Is there a cap on credit card interest in the UK? The 2017 Labour proposal, the FCA's persistent debt rules, and how long minimum payments can take to clear.
Read article
Is Growth in 0% Purchase Cards Good or Bad for Consumers?
How 0% purchase credit cards work, how a 0% offer can end early, and what happens to any balance left when the interest-free period ends.
Read article
Balance transfer credit cards: What should you do if given a low credit limit?
What happens if a balance transfer card's credit limit is lower than your debt: how much you can move, the fee, and options for the remaining balance.
Read article
0% credit cards v cheap personal loans: Which wins for cheap borrowing?
How 0% purchase credit cards and personal loans compare for borrowing: interest, fees, repayments, early repayment rules and what to check before applying.
Read article
How long does it take to get a credit card after being declined?
There's no set waiting period after a credit card decline. See what ClearScore data shows about getting a card within 6 months, and what helps.
Read article