Latest articles

With hundreds of credit cards to choose from, our handy guides can help you narrow down your search.

Article

How to use your first credit card to build your credit score

A first credit card can help build your credit score, but how you use it matters. Here's what ClearScore data shows makes the biggest difference.

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Article

What credit limit could you get? Average credit card limits by credit score

How much could you borrow on a new credit card? ClearScore data shows typical advertised limits from £350 to £1,500, depending on your score.

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Article

The complete guide to credit card approval odds in the UK [2026 data]

What affects credit card eligibility? ClearScore data on 175,000+ UK applications shows how score, age, and the electoral roll link to declines.

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Article

Credit score too low for a credit card? How much it actually matters

See how much your credit score affects your chances of being accepted for a credit card, using ClearScore data from over 100,000 UK users.

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Article

Does paying off your credit card in full help your credit score?

Paying your credit card in full avoids interest — but does it boost your credit score? See what ClearScore data shows about balances, utilisation and your score.

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Article

Why can't I get a credit card? 8 common rejection reasons and solutions

Been declined for a credit card? Discover the 8 most common reasons UK applications get rejected and the practical steps you can take to improve your chances.

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Article

Why was my credit card application declined? 10 possible reasons

Refused a credit card? Here are 10 possible reasons applications are declined, what ClearScore data shows, and what you can do next.

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Article

Credit Limit Increases and Debt: What Citizens Advice Found and the Rules Today

Citizens Advice's 2017 Stuck in Debt research on unrequested credit limit increases, and the FCA rules on credit limits and persistent card debt today.

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Article

How Much Does a Travel Card Cost?

London Travelcard prices depend on the zones covered and the ticket length. See TfL Day, 7 Day and Annual Travelcard prices, daily caps and where to buy.

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Article

Why HMRC Won't Accept Personal Credit Cards, and How You Can Pay Tax

Why HMRC stopped accepting personal credit cards in 2018, which payment methods it accepts now, how long each takes and what happens if you pay late.

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Article

Good vs bad debt - what's the difference?

Most of us borrow money at some point in our lives, whether it’s a student loan, a credit card, or a mortgage. But not all debt is created equal.

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Article

GHIC and EHIC: fewer valid UK cards than in 2020, NHS data shows

GHIC and EHIC card ownership has dropped by more than three million meaning scores could be risking huge hospital bills while holidaying in Europe.

Read article

Latest articles

With hundreds of credit cards to choose from, our handy guides can help you narrow down your search.

Article

How to use your first credit card to build your credit score

A first credit card can help build your credit score, but how you use it matters. Here's what ClearScore data shows makes the biggest difference.

Read article

Article

What credit limit could you get? Average credit card limits by credit score

How much could you borrow on a new credit card? ClearScore data shows typical advertised limits from £350 to £1,500, depending on your score.

Read article

Article

The complete guide to credit card approval odds in the UK [2026 data]

What affects credit card eligibility? ClearScore data on 175,000+ UK applications shows how score, age, and the electoral roll link to declines.

Read article

Article

Credit score too low for a credit card? How much it actually matters

See how much your credit score affects your chances of being accepted for a credit card, using ClearScore data from over 100,000 UK users.

Read article

Article

Does paying off your credit card in full help your credit score?

Paying your credit card in full avoids interest — but does it boost your credit score? See what ClearScore data shows about balances, utilisation and your score.

Read article

Article

Why can't I get a credit card? 8 common rejection reasons and solutions

Been declined for a credit card? Discover the 8 most common reasons UK applications get rejected and the practical steps you can take to improve your chances.

Read article

Article

Why was my credit card application declined? 10 possible reasons

Refused a credit card? Here are 10 possible reasons applications are declined, what ClearScore data shows, and what you can do next.

Read article

Article

Credit Limit Increases and Debt: What Citizens Advice Found and the Rules Today

Citizens Advice's 2017 Stuck in Debt research on unrequested credit limit increases, and the FCA rules on credit limits and persistent card debt today.

Read article

Article

How Much Does a Travel Card Cost?

London Travelcard prices depend on the zones covered and the ticket length. See TfL Day, 7 Day and Annual Travelcard prices, daily caps and where to buy.

Read article

Article

Why HMRC Won't Accept Personal Credit Cards, and How You Can Pay Tax

Why HMRC stopped accepting personal credit cards in 2018, which payment methods it accepts now, how long each takes and what happens if you pay late.

Read article

Article

Good vs bad debt - what's the difference?

Most of us borrow money at some point in our lives, whether it’s a student loan, a credit card, or a mortgage. But not all debt is created equal.

Read article

Article

GHIC and EHIC: fewer valid UK cards than in 2020, NHS data shows

GHIC and EHIC card ownership has dropped by more than three million meaning scores could be risking huge hospital bills while holidaying in Europe.

Read article