Tesco's Clubcard scheme offers several distinct ways to earn or receive value: points earned on spending, "Clubcard Prices" on selected products, and occasional surprise vouchers for specific items. This article explains how each works.

Clubcard Points and Vouchers

Clubcard holders earn 1 point for every £1 spent when they scan their card. Points convert to vouchers at a rate of 100 points = £1, issued quarterly (if you receive your Clubcard statement by post, they'll send you vouchers with your statement in February, May, August and November). These vouchers can be spent directly at Tesco, or exchanged for double their face value with participating Reward Partners, including PizzaExpress and Disney+.

This "double-up" rate was reduced from a previous 3x rate in June 2023. Vouchers not redeemed by their expiry date can't be used, so it's worth checking voucher balances and expiry dates through the Tesco Clubcard app.

Clubcard Prices

Tesco introduced Clubcard Prices in September 2020 — a two-tier pricing system offering selected products at a lower price for Clubcard holders, with a higher price for non-members. This is separate from the points and vouchers system: Clubcard Prices are a discount applied at the till, not something earned through points.

Surprise and Delight Coupons

Tesco periodically offers "Surprise and Delight" coupons for free or discounted items, distributed either as printed vouchers on receipts or through the "Coupons" section of the Tesco Clubcard app. These are distributed at random and aren't guaranteed on every shop. Checking the app's Coupons section directly is a more reliable way to find current offers than waiting for one to print on a receipt.

Is Loyalty Pricing Good Value?

Loyalty pricing across UK supermarkets came under scrutiny from the Competition and Markets Authority (CMA), which began a review in January 2024 following concerns about whether loyalty prices represented genuine savings, and whether displayed unit prices made it easy for shoppers to compare deals.

The CMA published its findings on 27 November 2024. Across nearly 50,000 promotions checked at five supermarkets (including Tesco), the review found that loyalty pricing generally did offer a genuine discount compared to that same store's price shortly beforehand — in 92% of cases, the non-member price during a promotion matched or beat the price charged in the 28 days before the deal started. However, the review also found that in 61 of 429 products checked, the same item was available at a lower price at a different supermarket, without needing a loyalty card at all. In other words: a loyalty price is typically a genuine discount versus that store's own normal price, but isn't necessarily the cheapest option available if shopping around.

Partly in response to concerns about comparing loyalty and promotional prices, the Price Marking (Amendment) Order 2024 came into force on 1 October 2025, requiring supermarkets to display clear unit pricing (for example, price per 100g) for loyalty and promotional offers, both in-store and online — making it easier to compare the underlying value of a loyalty deal against standard pricing, or against a different retailer.

FAQs

How do I check my Clubcard points balance? Through the Tesco Clubcard app, or on a recent till receipt.

Do Clubcard vouchers expire? Yes — vouchers have an expiry date, after which they can no longer be redeemed. Check the app for current balances and expiry dates.

What are Tesco Reward Partners? Businesses where Clubcard vouchers can be redeemed for double their face value, including PizzaExpress and Disney+. This rate was previously 3x face value, reduced to 2x in June 2023.

Is Tesco's loyalty pricing a genuine discount? According to the CMA's November 2024 findings, loyalty pricing at major UK supermarkets — including Tesco — generally offered a genuine saving compared to that store's own price shortly before the promotion. However, the same product was sometimes available even cheaper at a different supermarket, so a loyalty price isn't always the cheapest option overall.

Read more:

• Are Tesco Clubcard Prices Actually Good Value?

• Average UK Household Cost of Food