Tesco's Clubcard scheme offers several distinct ways to earn or receive value: points earned on spending, "Clubcard Prices" on selected products, and occasional surprise vouchers for specific items. This article explains how each works.

This article covers Tesco's Clubcard scheme only. Other UK supermarkets run their own loyalty schemes and member pricing, which aren't covered here.

Clubcard Points and Vouchers

Clubcard holders generally earn 1 point for every £1 spent when they scan their card. Some purchases earn at different rates: for example, fuel at Tesco petrol stations earns 1 point for every 2 litres.

Points convert to vouchers at a rate of 150 points = £1.50, and you need at least 150 points to turn them into vouchers. Vouchers are issued quarterly (if you receive your Clubcard statement by post, they'll send you vouchers with your statement in February, May, August and November). These vouchers can be spent directly at Tesco, or exchanged with Tesco's Reward Partners (Tesco lists more than 100, including Disney+) for twice their face value.

Historical note: before June 2023, Reward Partners offered three times the voucher value; the rate has been two times since then. Clubcard vouchers are valid for two years from the date of issue and can't be used after they expire. Balances and expiry dates are shown in the Tesco app.

Clubcard Prices

Tesco made Clubcard Prices an ongoing feature in September 2020, after shorter runs earlier that year. It is a two-tier pricing system offering selected products at a lower price for Clubcard holders, with a higher price for non-members. This is separate from the points and vouchers system: Clubcard Prices are a discount applied at the till, not something earned through points.

Clubcard Coupons

Tesco also issues Clubcard coupons, which give extra points or money off specific products, categories or a total spend. According to Tesco, coupons are often based on what you've bought before, so they vary between Clubcard holders and aren't issued on every shop. They can arrive by post (including with your Clubcard statement), by email, in the Tesco app, or at the checkout when you scan your Clubcard. Some can be used both in store and online; others only in one or the other.

What the CMA Found About Supermarket Loyalty Pricing

Loyalty pricing across UK supermarkets came under scrutiny from the Competition and Markets Authority (CMA), which began a review in January 2024 to examine whether loyalty prices offered shoppers genuine savings.

The CMA published its findings on 27 November 2024. It looked at around 50,000 grocery products on loyalty price promotions at five supermarkets: Tesco, Sainsbury's, Waitrose, Co-op and Morrisons. For 92% of these products, the non-member price during the promotion was the same as, or lower than, the price charged to all shoppers in the 28 days before the promotion started. The CMA estimated average savings of 17% to 25% on loyalty-priced products across the five supermarkets. In a separate comparison of 429 branded products across seven retailers (the five above plus Asda and Ocado), the cheapest price available for 61 products (14%) was not a loyalty price. So a loyalty price was usually a genuine discount against that store's usual price, but was not always the lowest price available across retailers.

Separately, changes to price-marking law made by the Price Marking (Amendment) Order 2024 came into effect on 6 April 2026, after the original October 2025 start date was postponed. Retailers covered by the rules must now show the unit price (for example, price per kg) alongside each selling price, including loyalty and promotional prices, both in store and online, and use consistent units for similar products.

Smaller shops (280 square metres or less) remain exempt from unit pricing for most pre-packed goods. Unit prices make it easier to compare a loyalty price against the standard price, or against another retailer.

FAQs

How do I check my Clubcard points balance? In the Tesco app or your online Clubcard account.

Do Clubcard vouchers expire? Yes. Clubcard vouchers are valid for two years from the date of issue and can't be used after they expire. Balances and expiry dates are shown in the Tesco app.

What are Tesco Reward Partners? Businesses, such as Disney+, where Clubcard vouchers can be exchanged for twice their face value. Historically, the rate was three times face value until June 2023.

Is Tesco's loyalty pricing a genuine discount? According to the CMA's November 2024 findings, for 92% of around 50,000 loyalty-priced products at five major supermarkets, including Tesco, the non-member price during the promotion was no higher than the price in the 28 days before it. However, in a comparison of 429 branded products across seven retailers, the cheapest price for 14% of them was not a loyalty price, so a loyalty price isn't always the cheapest option overall.

Read more:

• Are Tesco Clubcard Prices Actually Good Value?

• Average UK Household Cost of Food

Details correct as of 04 September 2026.