NimbleFins is now part of ClearScore!

So, who exactly are ClearScore?

They’re the UK’s #1 credit score and report app, trusted by nearly 16 million users. Their free app makes it easy to keep an eye on your credit score anytime.

And what does this mean for NimbleFins content?

You’ll notice that NimbleFins content is moving over to ClearScore, as we help them grow the “learn” sections of their website and app. It means that NimbleFins research is about to get a lot more interesting.

What does this mean for you?

Joining ClearScore means that NimbleFins research will get even better, because now we have access to deeper data. NimbleFins will use ClearScore’s wealth of data to create new, data-driven insights for you. Many of these will cover territory no one has explored before.

For example, it’s common knowledge that late payments can hurt your credit score, but by how much, really? No one has tried to put figures to that before, but now we can!

Our analysis of around 330,000 ClearScore first-time credit card holders found that those who made all their payments on time saw their average credit score rise by 115 points over the first year. Those who missed at least one payment saw their score fall by an average of 91 points. That's a difference of over 200 points, showing that payment behaviour is an important factor for credit scores.

Can we still get insurance through NimbleFins?

Going forward, you can get car insurance quotes from DriveScore. DriveScore aims to help good drivers save money by assessing how safely they drive, not just their age or car.

I’m looking for NimbleFins research, but I can’t find it. Help!

If you’re looking for a piece of NimbleFins research but have found your way to this page instead, search for the topic on ClearScore's website, or Google 'ClearScore' followed by the topic (because it is likely sitting on the ClearScore website now). For example, if you’re looking for our research on typical household food budgets, you could Google “ClearScore cost of food”.

Alternatively, you might find what you’re looking for below in our list of top pages. Note, these topics are still original NimbleFins research, and the links now take you to the same research on the ClearScore website (you’ll see the research is still branded as “NimbleFins” on the ClearScore site).

• Average Alcohol Spending in the UK

• Average Boiler Service Cost UK 2026

• Average Cost of Electricity per kWh in the UK

• Average Gas and Electric Bill per UK Household

• Average Cost of a Holiday Abroad

• Average Credit Card Interest Rate (APR)

• Average Household Debt in the UK

• Average UK Household Budget

• Average UK Household Cost of Food

• How much eggs cost in supermarkets this week

• Best and Worst UK Energy Suppliers

• Average Rent in the UK

• Divorce Statistics UK

• Burglary Statistics UK

• Number of Homeowners and Renters in the UK

• Average Household Savings & Wealth UK

• Weekly to Monthly Rent Calculator UK

If you can’t find the piece of research you’re looking for, please tell us in the comments section below and we’ll do our best to direct you to it.

What will happen to the NimbleFins brand?

NimbleFins research will continue under the NimbleFins brand, but be located on the ClearScore website and app.

How can we reach NimbleFins?

For any questions about NimbleFins research, please reach out to founder Erin Yurday at erin.yurday@clearscore.com.

In the meantime, if you haven’t signed up for ClearScore yet, you can do so below to get free access to your credit report and score!