The Sainsbury's Nectar Credit Card is no longer available to new applicants. This page is kept as a record of what the card offered.

ClearScore is a credit broker, not a lender.

The Sainsbury's Nectar Credit Card was a no-annual-fee rewards card that earned Nectar points on spending, at a higher rate on purchases at Sainsbury's and its sister brands than on spending elsewhere. Nectar points are worth 0.5p each when redeemed.

The card closed to new applicants following Sainsbury's Bank's January 2024 announcement that it would stop offering banking services to new customers. Its credit card portfolio was subsequently sold to NatWest, which became the legal owner of certain accounts on 1 May 2025.

Customers whose accounts transferred to NatWest can contact NatWest on 0345 366 7005. Transferred customers continue to collect and redeem Nectar points as before. Accounts that did not transfer on 1 May 2025 have been closed; support for those is at money.sainsburys.co.uk/accountsupport.

Nectar points can be earned without a credit card by using a Nectar card or app at the till at Sainsbury's and partner brands.

For credit cards that earn supermarket loyalty points, our guide to UK grocery credit cards sets out what's currently available.