The IHG Rewards Club Premium Credit Card is no longer available. This page is kept as a record of what the card offered.

ClearScore is a credit broker, not a lender.

The IHG Rewards Club Premium was a co-branded hotel credit card that earned IHG Rewards Club points on spending, with a higher earn rate on stays at IHG hotels. It sat alongside a no-annual-fee companion card that offered lower earn rates and IHG Gold Elite status.

IHG's UK credit cards changed issuer over their lifetime. Two IHG Rewards Club Visa cards issued by Barclaycard closed to new applications on 31 March 2016, with no prior notice. The programme later moved to Creation Financial Services, and the Premium Mastercard was withdrawn in 2020. The free IHG Rewards card closed to new applications in December 2021. IHG has since ended its relationship with Creation.

A significant factor behind the closure of UK hotel and airline co-branded cards during this period was the EU cap limiting interchange fees to 0.3%, which made rewards programmes harder to fund.

There is currently no direct co-branded IHG credit card available in the UK. The HSBC Premier World Elite Mastercard offers IHG One Rewards as a points transfer option, for those who qualify.

Our guide to Best Travel Credit Cards sets out what's currently available.

Card details correct as of 11 September 2026. Terms, rates and features are subject to change — always verify current details before applying. This article is for general information only and does not constitute financial advice.