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Credit Cards

Sainsbury's Bank credit cards — what happened and what are the alternatives?

This offer is no longer available. Sainsbury's Bank no longer offers credit cards. This page is kept as a record.

ClearScore is a credit broker, not a lender.

Sainsbury's Bank periodically ran bonus Nectar point offers for new credit card customers, awarding a block of points on top of the standard earn rate for meeting a spending requirement within a set period after opening an account.

These offers ended when Sainsbury's Bank stopped offering credit cards to new customers, following its January 2024 announcement that it would withdraw from most retail banking. Its credit card portfolio was sold to NatWest, which became the legal owner of certain accounts on 1 May 2025.

Customers whose accounts transferred to NatWest can contact NatWest on 0345 366 7005, and continue to collect and redeem Nectar points as before. Accounts that did not transfer on 1 May 2025 have been closed; support for those is at money.sainsburys.co.uk/accountsupport.

Our guide to UK grocery credit cards sets out which cards currently earn supermarket rewards or cashback.

Card details correct as of 11 September 2026. Terms, rates and features are subject to change — always verify current details before applying. This article is for general information only and does not constitute financial advice.

Meet the author

Author

Erin Yurday

Erin was the founder of NimbleFins, a data driven personal finance site. A former derivatives trader and finance expert at the Stanford Graduate School, Erin turns research into plain answers so you can understand your credit.

Learn

>

Credit Cards

Sainsbury's Bank credit cards — what happened and what are the alternatives?

This offer is no longer available. Sainsbury's Bank no longer offers credit cards. This page is kept as a record.

ClearScore is a credit broker, not a lender.

Sainsbury's Bank periodically ran bonus Nectar point offers for new credit card customers, awarding a block of points on top of the standard earn rate for meeting a spending requirement within a set period after opening an account.

These offers ended when Sainsbury's Bank stopped offering credit cards to new customers, following its January 2024 announcement that it would withdraw from most retail banking. Its credit card portfolio was sold to NatWest, which became the legal owner of certain accounts on 1 May 2025.

Customers whose accounts transferred to NatWest can contact NatWest on 0345 366 7005, and continue to collect and redeem Nectar points as before. Accounts that did not transfer on 1 May 2025 have been closed; support for those is at money.sainsburys.co.uk/accountsupport.

Our guide to UK grocery credit cards sets out which cards currently earn supermarket rewards or cashback.

Card details correct as of 11 September 2026. Terms, rates and features are subject to change — always verify current details before applying. This article is for general information only and does not constitute financial advice.

Meet the author

Author

Erin Yurday

Erin was the founder of NimbleFins, a data driven personal finance site. A former derivatives trader and finance expert at the Stanford Graduate School, Erin turns research into plain answers so you can understand your credit.